| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 Filed as: THE HATCHER AGNECY | PO BOX 3505 LITTLE ROCK, AR 722033505 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $99K | $99K | 1.01% |
| ACRISURE LLC3 | 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $19K | $19K | 0.20% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 722012708 | PRINCIPAL LIFE INSURANCE COMPANY | $95K | — | $95K | 8.66% |
| STEPHENS INSURANCE LLC3 | 111 CENTER ST LITTLE ROCK, AR 722014402 | PRINCIPAL LIFE INSURANCE COMPANY | -$13K | — | -$13K | -1.21% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | P.O. BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $32K | — | $32K | 4.17% |
| STEPHENS INSURANCE LLC3 Filed as: STEPHENS INSURANCE, LLC | 111 CENTER ST SUITE 1410 LITTLE ROCK, AR 72201 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $9K | — | $9K | 5.00% |
| THE HATCHER AGENCY3 | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $31K | $2K | $32K | 21.09% |
| STEPHENS INSURANCE LLC3 | PO BOX 3507 LITTLE ROCK, AR 722039481 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22K | — | $22K | 22.64% |
| BENEFIT COMMUNICATIONS INC3 | 2977 SIDCO DRIVE NASHVILLE, TN 37204 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 1.21% |
| CHRISTOPHER THOMAS SMITH3 Filed as: CHRISTOPHER MORRIS | 2977 SIDCO DR NASHVILLE, TN 37204 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $434 | — | $434 | 0.44% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $156 | — | $156 | 0.16% |
| MID MISSOURI INSURANCE AGENCY INC3 Filed as: MID MISSOURI INS AGCY INC | PO BOX 52 BOLIVAR, MO 65613 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| LORI LEE NEGRE3 | 204 NORTHGATE AVE MONETT, MO 65708 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| AF SMITH & ASSOCIATES3 | 72 VILLAS CIRCLE LITTLE ROCK, AR 72223 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JASEN BOICE3 | 1009 S NEOSHO BLVD NEOSHO, MO 64850 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| PHIL E WISE3 | 17778 LOCUST RD NEOSHO, MO 64850 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| BARRY ROE4 | 350 INDIAN HILLS DR CONWAY, AR 72034 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $3K | — | $3K | 22.71% |
| THE HATCHER AGENCY4 | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 10.80% |
| SOLUTION BENEFITS, INC.4 Filed as: SOLUTION BENEFITS INC | 2510 BOOMER LN YORKVILLE, IL 60560 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $37 | — | $37 | 0.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,764 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,782 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,255 | $9.8M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 2,782 | $764K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 1,224 | $181K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 3,045 | $1.1M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 3,045 | $1.1M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 3,045 | $1.1M |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 2,255 | $9.8M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 311 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,045 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.