| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72203 | AMERICAN UNITED LIFE INSURANCE COMPANY | $13K | $547 | $14K | 14.34% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3100 ROYAL BOULEVARD SOUTH ALPHARETTA, GA 30022 | AMERICAN UNITED LIFE INSURANCE COMPANY | $1K | — | $1K | 1.22% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 770363300 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 41.82% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 1500 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 722021745 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $64 | $5K | 16.68% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 770363300 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 41.18% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC., | 1500 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 722021745 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $55 | $4K | 16.54% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 770363300 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | — |
| REGIONS INSURANCE INC3 Filed as: REGIONS INS., INC. | 1500 RIVERFRONT DRIVE SUITE 200 LITTLE ROCK, AR 722021745 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $64 | $4K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 328 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 328 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 166 | $1.1M |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 223 | $89K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 190 | $16K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 340 | $96K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 340 | $96K |
| Prescription drug | HEALTH ADVANTAGE | 166 | $1.1M |
| Other(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 166 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.