| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $27K | $27K | 2.27% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS | BRENTWOOD TN 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $15K | $15K | 1.28% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 2701 ALBRIGHT ROAD KOKOMO, IN 46902 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 3.72% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE ATLANTA, GA 30339 | DELTA DENTAL PLAN OF ARKANSAS | $211 | — | $211 | 0.28% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $5K | $6K | 10.53% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | JUSTIN SPENCER P.O. BOX 2153, DEPT 1967 BIRMINGHAM, AL 35287 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 8.16% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | JUSTIN SPENCER P.O. BOX 2153, DEPT. 1967 BIRMINGHAM, AL 35287 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.97% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $279 | $1K | $2K | 6.30% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $370 | $2K | $2K | 14.56% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | JUSTIN SPENCER P.O. BOX 2153, DEPT 1967 BIRMINGHAM, AL 35287 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 7.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 373 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 168 | $1.2M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 191 | $76K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 204 | $18K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 373 | $70K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 87 | $27K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 373 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.