| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | HEALTH ADVANTAGE | $30K | $0 | $30K | 5.00% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 13.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HATCHER AGENCY | 5664 PRAIRIE CREEK DR SE P O BOX 1788 CALEDONIA, MI 49316 | USABLE LIFE | $2K | — | $2K | 13.37% |
| THE HATCHER AGENCY3 | 1001 W MARKHAM LITTLE ROCK, AR 72203 | USABLE LIFE | $986 | — | $986 | 8.07% |
| ACRISURE LLC3 | 123 S BROAD STREET SUITE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $435 | — | $435 | 3.56% |
| MITRA BINKLEY3 | 5009 SILVER OAK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $227 | — | $227 | 1.86% |
| THE HATCHER AGENCY3 | P O BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL PLAN OF ARKANSAS | $1K | — | $1K | 20.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HATCHER AGENCY | 5664 PRAIRIE CREEK DR SE P O BOX 1788 CALEDONIA, MI 49316 | USABLE LIFE | $773 | — | $773 | 14.55% |
| THE HATCHER AGENCY3 | 1001 W MARKHAM LITTLE ROCK, AR 72203 | USABLE LIFE | $335 | — | $335 | 6.30% |
| ACRISURE LLC3 | 123 BROAD STREET SUITE 830 PHILADELPHIA, PA 19109 | USABLE LIFE | $221 | — | $221 | 4.16% |
| MITRA BINKLEY3 | 5009 SILVER OAK DRIVE SHERWOOD, AR 72120 | USABLE LIFE | $116 | — | $116 | 2.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 181 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 323 | $609K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 83 | $25K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 262 | $6K |
| Life insurance | USABLE LIFE | 176 | $5K |
| Long-term disability | USABLE LIFE | 158 | $12K |
| Prescription drug | HEALTH ADVANTAGE | 323 | $609K |
| Other | USABLE LIFE | 176 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 323 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.