| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | UNITED HEALTHCARE INSURANCE COMPANY | $661 | $77K | $77K | 5.43% |
| ACRISURE LLC | 5664 PRRAIRIE CREEK DRIVE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $12K | — | $12K | 9.90% |
| ACRISURE LLC | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $861 | — | $861 | 1.17% |
| PRICE, DUSTIN | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $447 | — | $447 | 0.61% |
| VANDYKE, MARIA | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $49 | — | $49 | 0.07% |
| DUNCAN, JERRY | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $40 | — | $40 | 0.05% |
| BROKER SOLUTIONS INC Filed as: BROKER SOLUTIONS, INC | PO BOX 3525 LITTLE ROCK, AR 72203 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $21K | — | $21K | 46.43% |
| ACRISURE LLC Filed as: ACRISURE DBA THE HATCHER AGENCY | 310 LOUISIANA ST LITTLE ROCK, AR 72201 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $9K | — | $9K | 20.00% |
| BAFFIN BAY MARKETING GROUP, LLC | PO BOX 161690 AUSTIN, TX 78716 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $2K | — | $2K | 4.50% |
| ACRISURE LLC3 | 5664 PRRAIRIE CREEK DRIVE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 15.00% |
| ACRISURE LLC | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | USABLE LIFE | $2K | — | $2K | 12.55% |
| PRICE, DUSTIN | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $296 | — | $296 | 1.51% |
| VANDYKE, MARIA | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $33 | — | $33 | 0.17% |
| DUNCAN, JERRY | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $27 | — | $27 | 0.14% |
| ACRISURE LLC | 100 OTTAWA AVE SW GRAND RAPIDS, AR 49503 | USABLE LIFE | $144 | — | $144 | 1.20% |
| PRICE, DUSTIN | 1800 HIDDEN CREEK DR SHERWOOD, AR 72120 | USABLE LIFE | $79 | — | $79 | 0.66% |
| VANDYKE, MARIA | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $9 | — | $9 | 0.08% |
| DUNCAN, JERRY | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP RD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $7 | — | $7 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 275 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 275 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 363 | $1.4M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 349 | $117K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 312 | $30K |
| Life insurance | USABLE LIFE | 61 | $12K |
| Short-term disability(2 contracts, 2 carriers) | USABLE LIFE | 299 | $120K |
| Long-term disability | USABLE LIFE | 62 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 363 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.