| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY | 310 LOUISIANA STREET LITTLE ROCK, AR 72201 | QCA HEALTH PLAN | $77K | — | $77K | 5.52% |
| ACRISURE LLC Filed as: ACRISURE, LLC | 5664 PRAIRIE CREEK DRIVE SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $11K | — | $11K | 10.03% |
| ACRISURE LLC | 5664 PRAIRIE CREEK DRIVE SE CALEDONIA, MI 49316 | USABLE LIFE | $4K | — | $4K | 6.75% |
| RUNNELLS, JOHNNY | 3008 TIMBER CREEK DRIVE N LITTLE ROCK, AR 72116 | USABLE LIFE | $2K | — | $2K | 2.99% |
| SHUMAKE, CHRISTOPHER | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $761 | — | $761 | 1.39% |
| BURKS, GEORGE | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $118 | — | $118 | 0.22% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 5664 PRAIRIE CREED DRIVE SE CALEDONIA, MI 49316 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 15.00% |
| ACRISURE LLC | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | USABLE LIFE | $3K | — | $3K | 16.24% |
| SHUMAKE, CHRISTOPHER | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $626 | — | $626 | 3.33% |
| BURKS, GEORGE | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $100 | — | $100 | 0.53% |
| RUNNELLS, JOHNNY | 3008 TIMBER CREEK DRIVE N LITTLE ROCK, AR 72116 | USABLE LIFE | $13 | — | $13 | 0.07% |
| ACRISURE LLC | 5664 PRAIRIE CREED DR SE CALEDONIA, MI 49316 | USABLE LIFE | $742 | — | $742 | 6.30% |
| SHUMAKE, CHRISTOPHER | 75 VALLEY ESTATES COVE LITTLE ROCK, AR 72212 | USABLE LIFE | $156 | — | $156 | 1.32% |
| BURKS, GEORGE | 9 ALSTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $23 | — | $23 | 0.20% |
| RUNNELLS, JOHNNY | 3008 TIMBER CREEK DRIVE N LITTLE ROCK, AR 72116 | USABLE LIFE | $4 | — | $4 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 395 | $1.4M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 363 | $111K |
| Vision | DELTA DENTAL PLAN OF ARKANSAS | 352 | $31K |
| Life insurance | USABLE LIFE | 63 | $12K |
| Short-term disability | USABLE LIFE | 107 | $55K |
| Long-term disability | USABLE LIFE | 63 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.