| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN-HILLER INC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $4K | $10K | 15.64% |
| BHC NEXT, LLC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 9.75% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN HILLER CLARK INC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 14.23% |
| BHC NEXT, LLC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 10.26% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN-HILLER INC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 13.84% |
| BHC NEXT, LLC Filed as: BHC NEXT LLC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 10.35% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN-HILLER INC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $772 | $3K | 15.97% |
| BHC NEXT, LLC | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 12.86% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: BROWN HILLER CLARK | 5500 EUPER LN FORT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $419 | $2K | 15.47% |
| BHC NEXT, LLC | 5500 EUPER LN FROT SMITH, AR 72903 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 13.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 606 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 607 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 487 | $1.5M |
| Dental | BLUE CROSS, BLUE SHIELD | 474 | $110K |
| Vision | BLUE CROSS BLUE SHIELD | 399 | $0 |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $67K |
| Short-term disability(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 124 | $79K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $49K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 487 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.