Welfare broker

BHC NEXT LLC DBA BHC INSURANCE

Mailing address (most recent filing)

5500 EUPER LN

FORT SMITH, AR 72903

Total comp: $1.1M
Commissions: $134K
Fees: $958K
Filings: 11
Sponsors: 11

Carrier mix

Where BHC NEXT LLC DBA BHC INSURANCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA66.7%
UNITED STATES FIRE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$6.0M	66.7%
UNITED STATES FIRE INSURANCE COMPANY	1	$459K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AR	3	$6.4M	0.6%	220.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BHC NEXT LLC DBA BHC INSURANCE's plans by broker comp / premium ratio. Median 11.91% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BHC NEXT LLC DBA BHC INSURANCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BHC NEXT LLC DBA BHC INSURANCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEAM DIRECT MANAGEMENT TEAM DIRECT MANAGEMENT HEALTH & WELFARE PLAN	AR	$4.1M	$786K	ARKANSAS BLUE CROSS AND BLUE SHIELD
BLACKSTONE CONSTRUCTION LLC BLACKSTONE CONSTRUCTION LLC AND DUFFIELD HOLDINGS EBP	AR	$1.9M	$227K	ARKANSAS BLUE CROSS AND BLUE SHIELD
ADVANCED MARINE PERFORMANCE ADVANCED MARINE PERFORMANCE WELFARE BENEFIT PLAN	AR	$459K	$31K	UNITED STATES FIRE INSURANCE COMPANY

Carrier

Plans

Premium

BLUE CROSS OF CALIFORNIA

$6.0M

66.7%

UNITED STATES FIRE INSURANCE COMPANY

$459K

33.3%

State

Plans

Premium

State share

Index

$6.4M

0.6%

220.93x

Sponsor

Loc

Premium

Comp

Carrier

TEAM DIRECT MANAGEMENT

TEAM DIRECT MANAGEMENT HEALTH & WELFARE PLAN

$4.1M

$786K

ARKANSAS BLUE CROSS AND BLUE SHIELD

BLACKSTONE CONSTRUCTION LLC

BLACKSTONE CONSTRUCTION LLC AND DUFFIELD HOLDINGS EBP

$1.9M

$227K

ARKANSAS BLUE CROSS AND BLUE SHIELD

ADVANCED MARINE PERFORMANCE

ADVANCED MARINE PERFORMANCE WELFARE BENEFIT PLAN

$459K

$31K

UNITED STATES FIRE INSURANCE COMPANY