| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | 8315 CANTRELL RD, SUITE 300 LITTLE ROCK, AR 722272357 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 5.45% |
| ANGELA KELLY GILBERT3 | 20400 RIVER VIEW DR ROLAND, AR 72135 | AFLAC | $4K | $323 | $4K | 5.67% |
| MATTHEW D CARPENTER3 | 8 SHACKLEFORD PLZ STE 300 LITTLE ROCK, AR 72211 | AFLAC | $2K | $64 | $2K | 2.28% |
| BANCORP SOUTH INSURANCE3 | 8315 CANTRELL RD. STE 300 LITTLE ROCK, AR 72227 | AFLAC | $2K | — | $2K | 2.21% |
| VICKIE L HENDERSON3 Filed as: VICKIE HENDERSON | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $1K | — | $1K | 1.86% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 N. 14TH ST PHOENIX, AZ 85022 | AFLAC | $827 | $64 | $891 | 1.15% |
| JOHN MICHAEL CHRISTOPHER3 | 1637 S. SIVERTHORNE DR. LITTLE ROCK, AR 72210 | AFLAC | $687 | — | $687 | 0.89% |
| SOUTHERN MARKETING INC.3 | 2391 W MAIN ST, STE A CABOT, AR 72023 | AFLAC | $683 | — | $683 | 0.88% |
| R SCOTT SCHULTZ3 | 2995 DALLAS LOOP CONWAY, AR 72034 | AFLAC | $420 | $1 | $421 | 0.54% |
| ANGELA L STALEY3 Filed as: ANGELA STALEY | 901 MARTIN LUTHER KING BLVD STE 102 MALVERN, AR 72104 | AFLAC | $381 | — | $381 | 0.49% |
| MARCIA CHILDRESS3 | 2391 W MAIN, STE A CABOT, AR 72023 | AFLAC | $222 | — | $222 | 0.29% |
| JEFFREY TAL WEBB3 | 900 PIERREMONT RD, STE 114 SHREVEPORT, AR 71106 | AFLAC | $168 | — | $168 | 0.22% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $164 | — | $164 | 0.21% |
| RAYMON P KEECH III3 Filed as: RAYMON KEECH III | 8207 CAMPAIGN CIR RICHMOND, TX 77406 | AFLAC | $157 | — | $157 | 0.20% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $143 | — | $143 | 0.18% |
| BRAD FREDERIKSEN3 | 31 FAIRWAY WOODS CIR MAUMELLE, AR 72113 | AFLAC | $101 | — | $101 | 0.13% |
| PATSY ANN APPLEBERRY3 | PO BOX 26032 LITTLE ROCK, AR 72221 | AFLAC | $100 | — | $100 | 0.13% |
| STEPHEN HOBBS3 Filed as: STEPHEN ALLEN HOBBS | 28 CLASGOW CT LITTLE ROCK, AR 72211 | AFLAC | $79 | — | $79 | 0.10% |
| BENJAMIN ADAM GRANT3 | 3264 SCOTT SALEM RD BENTON, AR 72019 | AFLAC | $67 | — | $67 | 0.09% |
| WILLIAM D WENBERG3 Filed as: WILLIAM WENBERG | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $56 | — | $56 | 0.07% |
| FRANK PLAFCAN3 | 3 LIN CT LITTLE ROCK, AR 72212 | AFLAC | $43 | — | $43 | 0.06% |
| NANCY SHIPE3 | 3112 NORTHLAKE RD ALEXANDER, AR 72002 | AFLAC | $40 | — | $40 | 0.05% |
| SHELLY JEAN HAYES3 | 1113 SONOMA CV BRANDON, MS 39047 | AFLAC | $37 | — | $37 | 0.05% |
| GARY STEVEN HARROD3 | 5901 START LAND #B LITTLE ROCK, AR 72223 | AFLAC | $31 | — | $31 | 0.04% |
| JOHN TIMOTHY MCRAE3 Filed as: JOHN MCRAE | 1315 PLEASANT POINTE CIR BRYANT, AR 72022 | AFLAC | $29 | — | $29 | 0.04% |
| EDWARD R LETTIERI3 Filed as: EDWARD LETTIERI | 117 FERN ST HOT SPRINGS, AR 71901 | AFLAC | $28 | — | $28 | 0.04% |
| ALLISON R DEMPSEY3 Filed as: ALLISON DEMPSEY | 3004 MUSTANG CV ALEXANDER, AR 72002 | AFLAC | $27 | — | $27 | 0.03% |
| ANGELA HARRIS3 | 14523 SHEPARD DR LITTLE ROCK, AR 72223 | AFLAC | $18 | — | $18 | 0.02% |
| CLARENCE SANDERS3 | 201 W BROADWAY NORTH LITTLE ROCK, AR 72114 | AFLAC | $17 | — | $17 | 0.02% |
| MARY HEADLEE KNIGHT3 Filed as: MARY KNIGHT | PO BOX 1282 BENTON, AR 72018 | AFLAC | $15 | — | $15 | 0.02% |
| MARY NELL MEYER3 | 8324 REYMERE DR LITTLE ROCK, AR 72227 | AFLAC | $14 | — | $14 | 0.02% |
| TELARA A ADAMS3 Filed as: TELARA ADAMS | 204 EXECUTIVE CT, STE 302 LITTLE ROCK, AR 72205 | AFLAC | $13 | — | $13 | 0.02% |
| MICHAEL FOWLER3 | 2204 EXECUTIVE PARK DR. OPELIKA, AL 36801 | AFLAC | $13 | — | $13 | 0.02% |
| RICHARD SMITHSON3 | 449 TIMBER PL MILTON, GA 30004 | AFLAC | $12 | — | $12 | 0.02% |
| SHERYL R SCHULTZ3 Filed as: SHERYL SCHULTZ | PO BOX 7171 SHERWOOD, AR 72124 | AFLAC | $10 | — | $10 | 0.01% |
| CHARLINE GOASA3 | 6834 CANTRELL RD #214 LITTLE ROCK, AR 72207 | AFLAC | $8 | — | $8 | 0.01% |
| CAROLYN J LEE3 Filed as: CAROLYN LEE | 1412 MAIN ST SUITE 504 TEXARKANA, TX 75501 | AFLAC | $6 | — | $6 | 0.01% |
| ROSEMARY WALL3 | 3115 VERA VALLEY RD FRANKLIN, TN 37064 | AFLAC | $6 | — | $6 | 0.01% |
| JOE MCCAIN3 | 8324 REYMERE DR LITTLE ROCK, AR 72227 | AFLAC | $6 | — | $6 | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: RONALD ROGERS | 1406 SW LIBERTY AVE BENTONVILLE, AR 72712 | AFLAC | $5 | — | $5 | 0.01% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $5 | — | $5 | 0.01% |
| EDAWRD LETTIERI3 | 117 FERN ST HOT SPRINGS, AR 71901 | AFLAC | $5 | — | $5 | 0.01% |
| NANCY SHIPE3 | 3112 NORTHLAKE RD ALEXANDER, AR 72002 | AFLAC | $4 | — | $4 | 0.01% |
| KELLY KING BLEDSOE3 Filed as: KELLY BLEDSOE | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $3 | — | $3 | 0.00% |
| KELLY MCCLAIN3 | 20 6TH ST NW APT 105 OSSEO, MN 55369 | AFLAC | $1 | — | $1 | 0.00% |
| SHAWN STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.00% |
| KAY STINNETT3 | 18627 WALDEN CLEN CIR HUMBLE, TX 77346 | AFLAC | $1 | — | $1 | 0.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | 8315 CANTRELL RD STE 300 LITTLE ROCK, AR 72207 | VISION SERVICE PLAN | $1K | — | $1K | 5.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 155 | $21K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 193 | $195K |
| Short-term disability | AFLAC | 105 | $77K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 193 | $117K |
| Other(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 193 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.