| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INSURANCE3 | P.O. BOX 251510 LITTLE ROCK, AR 72225 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 6.17% |
| BANCORP SOUTH INSURANCE3 | 4041 ESSEN LANE STE 400 BATON, LA 70809 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $4K | $11K | 5.13% |
| LOCKTON COMPANIES, LLC3 | 500 W MONROE ST STE 3400 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | — | $43 | $43 | 0.02% |
| ANGELA KELLY GILBERT3 | 20400 RIVER VIEW DR ROLAND, AR 72135 | AFLAC | $6K | $259 | $6K | 7.02% |
| MATTHEW D CARPENTER3 | 248 BRIARPATCH LN JACKSONVILLE, AR 72076 | AFLAC | $3K | $109 | $3K | 3.26% |
| BANCORP SOUTH INSURANCE3 | 8315 CANTRELL RD, STE 300 LITTLE ROCK, AR 72227 | AFLAC | $3K | $0 | $3K | 2.84% |
| VICKIE L HENDERSON3 Filed as: VICKIE HENDERSON | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $2K | $288 | $2K | 2.79% |
| SOUTHERN MARKETING INC.3 | 2391 W MAIN ST, STE A CABOT, AR 72023 | AFLAC | $1K | $0 | $1K | 1.38% |
| JOHN MICHAEL CHRISTOPHER3 | 1637 S. SIVERTHORNE DR. LITTLE ROCK, AR 72210 | AFLAC | $970 | $0 | $970 | 1.10% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M. GUTHRIE | 5401 ASHBURY CT TYLER, TX 75703 | AFLAC | $884 | $2 | $886 | 1.00% |
| ANGELA L STALEY3 Filed as: ANGELA STALEY | 901 MARTIN LUTHER KING BLVD STE 102 MALVERN, AR 72104 | AFLAC | $590 | $58 | $648 | 0.73% |
| EDWARD L MARTINA III3 | 10800 FINANCIAL CENTRE PKWY STE 150 LITTLE ROCK, AR 72211 | AFLAC | $492 | $107 | $599 | 0.68% |
| BRAD FREDERIKSEN3 | 701 CHESTNUT STE 200 CONWAY, AR 72032 | AFLAC | $394 | $49 | $443 | 0.50% |
| MARCIA CHILDRESS3 Filed as: MARCIA M CHILDRESS | 2391 W. MAIN ST. SUITE A CABOT, AR 72023 | AFLAC | $295 | $0 | $295 | 0.33% |
| JEFFREY TAL WEBB3 | 900 PIERREMONT RD, STE 114 SHREVEPORT, AR 71106 | AFLAC | $226 | $0 | $226 | 0.26% |
| RAYMON P KEECH III3 | 8207 CAMPAIGN CIRCLE RICHMOND, TX 77406 | AFLAC | $206 | $0 | $206 | 0.23% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $198 | $0 | $198 | 0.22% |
| R SCOTT SCHULTZ3 | 2995 DALLAS LOOP CONWAY, AR 72034 | AFLAC | $151 | $0 | $151 | 0.17% |
| PATSY ANN APPLEBERRY3 | P.O. BOX 26032 LITTLE ROCK, AR 72221 | AFLAC | $123 | $0 | $123 | 0.14% |
| BENJAMIN ADAM GRANT3 | 3264 SCOTT SALEM RD BENTON, AR 72019 | AFLAC | $109 | $0 | $109 | 0.12% |
| STEPHEN HOBBS3 Filed as: STEPHEN ALLEN HOBBS | 4116 FOREST DALE DR LITTLE ROCK, AR 72223 | AFLAC | $100 | $0 | $100 | 0.11% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $86 | $0 | $86 | 0.10% |
| FRANK PLAFCAN3 | #3 LIN COURT LITTLE ROCK, AR 72212 | AFLAC | $49 | $0 | $49 | 0.06% |
| SHERYL R SCHULTZ3 | P.O. BOX 7171 SHERWOOD, AR 72124 | AFLAC | $49 | $0 | $49 | 0.06% |
| SHELLY JEAN HAYES3 | 1113 SONOMA CV BRANDON, MS 39047 | AFLAC | $43 | $0 | $43 | 0.05% |
| GARY STEVEN HARROD3 Filed as: GARY STEPHEN HARROD | 5901 STAR LANE #B LITTLE ROCK, AR 72223 | AFLAC | $39 | $0 | $39 | 0.04% |
| EDWARD R LETTIERI3 Filed as: EDWARD R. LETTIERI | 117 FERN STREET HOT SPRINGS, AR 71901 | AFLAC | $38 | $0 | $38 | 0.04% |
| NANCY SHIPE3 Filed as: NANCY A SHIPE | 3112 NORTHLAKE RD ALEXANDER, AR 72002 | AFLAC | $36 | $0 | $36 | 0.04% |
| ALLISON R DEMPSEY3 | 3004 MUSTANG COVE ALEXANDER, AR 72002 | AFLAC | $23 | $0 | $23 | 0.03% |
| THE ROBBI DAVIS AGENCY3 Filed as: THE ROBBI DAVIS AGENCY INC. | P.O. BOX 21520 LITTLE ROCK, AR 72221 | AFLAC | $22 | $0 | $22 | 0.02% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $21 | $0 | $21 | 0.02% |
| ANGELA LYNN HARRIS3 | 1816 CLOVER LANE FORT WORTH, TX 76107 | AFLAC | $20 | $0 | $20 | 0.02% |
| JOE MCCAIN3 | 8324 REYMERE DRIVE LITTLE ROCK, AR 72227 | AFLAC | $19 | $0 | $19 | 0.02% |
| CLARENCE SANDERS3 | 201 W. BROADWAY ST STE G19 NORTH LITTLE ROCK, AR 72114 | AFLAC | $17 | $0 | $17 | 0.02% |
| MARY NELL MEYER3 | 8324 REYMERE DRIVE LITTLE ROCK, AR 72227 | AFLAC | $15 | $0 | $15 | 0.02% |
| RICHARD SMITHSON3 | 449 RIMBER PLACE MILTON, GA 30004 | AFLAC | $14 | $0 | $14 | 0.02% |
| MICHAEL FOWLER3 | 1550 OPELIKA RD STE 35 AUBURN, AL 36830 | AFLAC | $11 | $0 | $11 | 0.01% |
| TONYA ANNETTE BOOHER3 | 8069 CINDY DR BENTON, AR 72019 | AFLAC | $10 | $0 | $10 | 0.01% |
| CHARLINE GOASA3 | 6834 CANTRELL ROAD 214 LITTLE ROCK, AR 72207 | AFLAC | $8 | $0 | $8 | 0.01% |
| ROSEMARY WALL3 | 3115 VERA VALLEY RD FRANKLIN, TN 37064 | AFLAC | $6 | $0 | $6 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 201 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $218K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $218K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $307K |
| Short-term disability | AFLAC | 111 | $88K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $218K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 325 | $307K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 325 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.