| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC. | 17900 CHENAL PARKWAY SUITE 300 LITTLE ROCK, AR 72223 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $32K | — | $32K | 8.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 1.71% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $60 | $60 | 0.02% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 2201 FAIR PARK BLVD JONESBORO, AR 72401 | DELTA DENTAL PLAN OF ARKANSAS | $11K | — | $11K | 4.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8315 CANTRELL SUITE 300 LITTLE ROCK, AR 72227 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 1.00% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC. | 17900 CHENAL PARKWAY SUITE 300 LITTLE ROCK, AR 72223 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 8.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 1.65% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $60 | $60 | 0.05% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC. | 17900 CHENAL PARKWAY SUITE 300 LITTLE ROCK, AR 72223 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 8.39% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 1.61% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 84111 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $60 | $60 | 0.06% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC. | 2201 FAIR PARK BLVD JONESBORO, AR 72401 | DELTA VISION PLAN OF ARKANSAS | $6K | — | $6K | 10.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8315 CANTRELL SUITE 300 LITTLE ROCK, AR 72227 | DELTA VISION PLAN OF ARKANSAS | $2K | — | $2K | 2.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 383 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 384 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 757 | $262K |
| Vision | DELTA VISION PLAN OF ARKANSAS | 611 | $60K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 440 | $93K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 229 | $112K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 440 | $391K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 440 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 757 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.