| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | HEALTH ADVANTAGE | $36K | — | $36K | 5.00% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | DELTA DENTAL OF ARKANSAS | $8K | — | $8K | 10.00% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN UNITED LIFE INSURANCE COMPANY | $7K | — | $7K | 27.89% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 25.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE HATCHER AGENCY | PO BOX 3505 LITTLE ROCK, AR 72203 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 11.23% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 8.60% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | $737 | $11K | 73.59% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 47.36% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 27.93% |
| THE HATCHER AGENCY | PO BOX 3505 LITTLE ROCK, AR 72203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $375 | — | $375 | 12.05% |
| AF SMITH & ASSOCIATES3 | 14 MASTERS CIRCLE LITTLE ROCK, AR 72212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $88 | — | $88 | 2.83% |
| THE HATCHER AGENCY3 | PO BOX 3505 LITTLE ROCK, AR 72203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $203 | — | $203 | 18.42% |
| ROBERT W ALLEN3 | 39 SUNCREST DRIVE CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 1.45% |
| MELANIE REYNOLDS3 | 20 BLAKENSHIP DRIVE CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 125 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 125 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HEALTH ADVANTAGE | 116 | $740K |
| Dental | DELTA DENTAL OF ARKANSAS | 112 | $82K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 139 | $16K |
| Life insurance(2 contracts) | AMERICAN UNITED LIFE INSURANCE COMPANY | 191 | $19K |
| Short-term disability(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 43 | $36K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 191 | $23K |
| Prescription drug | HEALTH ADVANTAGE | 116 | $721K |
| Other | AMERICAN UNITED LIFE INSURANCE COMPANY | 191 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.