| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WURTZ AGENCY DBA MWA3 Filed as: WURTZ AGENCY INC | 1501 N. UNIVERSITY AVE STE 340 LITTLE ROCK, AR 72207 | QUALCHOICE HEALTH INSURANCE | $13K | — | $13K | 2.20% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 6.81% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 3.54% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $923 | — | $923 | 2.69% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $196 | — | $196 | 0.57% |
| WURTZ AGENCY DBA MWA3 | 1501 N. UNIVERSITY LITTLE ROCK, AR 72207 | DELTA DENTAL PLAN OF ARKANSAS | $3K | — | $3K | 10.09% |
| CONNIE RAYLENE HOUK AVERY3 | 1501 N. UNIVERSITY LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $603 | — | $603 | 3.34% |
| WILLIAM ANDREW MENARD3 | 1501 N. UNIVERSITY AVE STE 268 LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $343 | — | $343 | 1.90% |
| TYLER GREGORY WEATHERLY3 | 17 BROOKWEST CV CABOT, AR 72023 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | $64 | $116 | 0.64% |
| KAMRYN LAYNE COOK3 | 1901 SUNNY DR. BRINKLEY, AR 72201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | $38 | $90 | 0.50% |
| WILLIAM ANDREW MENARD3 | 3405 BUNKER HILL DR. NORTH LITTLE ROCK, AR 72116 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| DWAYNE C. LORENZ3 | P.O. BOX 985 SIKESTON, MO 63801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| JOSEPH NISWONGER3 | 787 VAIL DR. JACKSON, MO 63755 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| JOHN W NISWONGER3 Filed as: JOHN W. NISWONGER | 525 COUNTY RD. 233 CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| LISA D NISWONGER3 Filed as: LISA D. NISWONGER | 2711 THOMAS DR. CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 91 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QUALCHOICE HEALTH INSURANCE | 98 | $591K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 123 | $31K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 153 | $34K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 153 | $52K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 153 | $34K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 153 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 153 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.