| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WURTZ AGENCY DBA MWA3 Filed as: WURTZ AGENCY INC | 1501 N. UNIVERSITY AVE STE 340 LITTLE ROCK, AR 72207 | UNITEDHEATLHCARE INSURANCE COMPANY | — | $22K | $22K | 3.10% |
| WURTZ AGENCY DBA MWA3 | 1501 N. UNIVERSITY LITTLE ROCK, AR 72207 | DELTA DENTAL PLAN OF ARKANSAS | $4K | — | $4K | 9.97% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.40% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 3.11% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $962 | — | $962 | 2.74% |
| MENARD WURTZ AGENCY INC.3 | 1501 N. UNIVERSITY, STE 340 LITTLE ROCK, AR 722075232 | METROPOLITAN LIFE INSURANCE COMPANY | $958 | — | $958 | 2.73% |
| CONNIE RAYLENE HOUK AVERY3 | 1501 N. UNIVERSITY LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $459 | — | $459 | 2.04% |
| WILLIAM ANDREW MENARD3 | 1501 N. UNIVERSITY AVE LITTLE ROCK, AR 72207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $443 | — | $443 | 1.97% |
| WILLIAM ANDREW MENARD3 | 3105 OVERBROOK CIRCLE NORTH LITTLE ROCK, AR 72116 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | — | $87 | 0.39% |
| DWAYNE C. LORENZ3 | P.O. BOX 985 SIKESTON, MO 63801 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.10% |
| JOSEPH NISWONGER3 | 787 VAIL DR. JACKSON, MO 63755 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.10% |
| JOHN W NISWONGER3 Filed as: JOHN W. NISWONGER | 525 COUNTY RD. 233 CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.05% |
| LISA D NISWONGER3 Filed as: LISA D. NISWONGER | 2711 THOMAS DR. CAPE GIRARDEAU, MO 63701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 94 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEATLHCARE INSURANCE COMPANY | 132 | $718K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 152 | $38K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $35K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $58K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $35K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 176 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.