| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $15K | $2K | $17K | 11.58% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $782 | — | $782 | 0.52% |
| COMPTON, STEPHEN3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $206 | — | $206 | 0.14% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $206 | — | $206 | 0.14% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $169 | — | $169 | 0.11% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $13K | $5K | $18K | 14.19% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $646 | — | $646 | 0.50% |
| COMPTON, STEPHEN3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $186 | — | $186 | 0.15% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $176 | — | $176 | 0.14% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $144 | — | $144 | 0.11% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $24K | $2K | $26K | 21.55% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $4K | — | $4K | 3.34% |
| COMPTON, STEPHEN3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $2K | — | $2K | 1.66% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $672 | — | $672 | 0.55% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $550 | — | $550 | 0.45% |
| RUNNELLS, JOHNNY3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | — | — | $0 | 0.00% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $4K | $310 | $4K | 21.63% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $631 | — | $631 | 3.32% |
| COMPTON, STEPHEN3 | 226 VALLEY CLUB CIRCLE LITTLE ROCK, AR 72212 | USABLE LIFE | $320 | — | $320 | 1.68% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $105 | — | $105 | 0.55% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $86 | — | $86 | 0.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 611 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 611 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 611 | $70K |
| Life insurance(2 contracts) | USABLE LIFE | 780 | $272K |
| Long-term disability | USABLE LIFE | 539 | $128K |
| Other(2 contracts) | USABLE LIFE | 780 | $169K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 780 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.