| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $16K | $5K | $21K | 13.22% |
| BUCKNER, WILLIAM3 | 4816 KENYON DR. LITTLE ROCK, AR 72205 | USABLE LIFE | $705 | — | $705 | 0.45% |
| RUNNELLS, JOHNNY3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $216 | $145 | $361 | 0.23% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $263 | — | $263 | 0.17% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $80 | — | $80 | 0.05% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $66 | — | $66 | 0.04% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $13K | — | $13K | 10.00% |
| BUCKNER, WILLIAM3 | 4816 KENYON DR. LITTLE ROCK, AR 72205 | USABLE LIFE | $6K | — | $6K | 4.43% |
| RUNNELLS, JOHNNY3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $623 | — | $623 | 0.49% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $243 | — | $243 | 0.19% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $74 | — | $74 | 0.06% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $60 | — | $60 | 0.05% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $25K | $655 | $26K | 20.52% |
| BUCKNER, WILLIAM3 | 4816 KENYON DR. LITTLE ROCK, AR 72205 | USABLE LIFE | $3K | — | $3K | 2.70% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $2K | — | $2K | 1.90% |
| RUNNELLS, JOHNNY3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $683 | $19 | $702 | 0.55% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $265 | — | $265 | 0.21% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $217 | — | $217 | 0.17% |
| KONECNY INSURANCE SERVICES3 Filed as: KONECNY INSURANCE SERVICES INC | PO BOX 80 STUTTGART, AR 72160 | USABLE LIFE | $4K | $4K | $8K | 38.74% |
| BUCKNER, WILLIAM3 | 4816 KENYON DR. LITTLE ROCK, AR 72205 | USABLE LIFE | $559 | — | $559 | 2.71% |
| FERGUSON, DAVID3 | 2200 BYRNE WOOD DRIVE JONESBORO, AR 72404 | USABLE LIFE | $392 | — | $392 | 1.90% |
| RUNNELLS, JOHNNY3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $112 | $111 | $223 | 1.08% |
| VANDYKE, MARIA3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $43 | — | $43 | 0.21% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: DUNCAN, JERRY C/O AR BCBS | 516 EST MILLSAP RD, STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $35 | — | $35 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 580 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 580 | $85K |
| Life insurance(2 contracts) | USABLE LIFE | 797 | $284K |
| Long-term disability | USABLE LIFE | 569 | $127K |
| Other(2 contracts) | USABLE LIFE | 797 | $178K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 797 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.