| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INSURANCE SERVICES3 Filed as: BANCORP SOUTH INSURANCE SERVICE INC | P.O. BOX 251510 LITTLE ROCK, AR 72225 | QCA HEALTH PLAN | $30K | — | $30K | 2.50% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE | 4041 ESSEN LN STE 400 BATON ROUGE, LA 708097318 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $1K | $23K | 15.79% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE | P.O. BOX 250 GULFPORT, MS 395020250 | METROPOLITAN LIFE INSURANCE COMPANY | $265 | — | $265 | 0.19% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 2201 FAIR PARK BLVD FL 3 JONESBORO, AR 72401 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 5.47% |
| BANCORP SOUTH INSURANCE SERVICES3 Filed as: BANCORP SOUTH INSURANCE SERVICE INC | P.O. BOX 251510 LITTLE ROCK, AR 72225 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 211 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 211 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 215 | $1.2M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 316 | $99K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 179 | $24K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 464 | $143K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 464 | $143K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 464 | $143K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.