| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INSURANCE SERVICES3 Filed as: BANCORP SOUTH INSURANCE SERVICE INC | P.O. BOX 251510 LITTLE ROCK, AR 72225 | QCA HEALTH PLAN | $24K | — | $24K | 2.27% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE | 4041 ESSEN LN STE 400 BATON ROUGE, LA 708097318 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $2K | $21K | 16.27% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE | P.O. BOX 250 GULPORT, MS 395020250 | METROPOLITAN LIFE INSURANCE COMPANY | $248 | — | $248 | 0.19% |
| BANCORP SOUTH INSURANCE SERVICES3 | 8315 CANTRELL ROAD, SUITE 300 LITTLE ROCK, AR 72225 | DELTA DENTAL PLAN OF ARKANSAS | $5K | — | $5K | 4.59% |
| BANCORP SOUTH INSURANCE SERVICES3 Filed as: BANCORP SOUTH INSURANCE SERVICE INC | P.O. BOX 251510 LITTLE ROCK, AR 72225 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | QCA HEALTH PLAN | 211 | $1.1M |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 358 | $118K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 194 | $26K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 506 | $129K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 506 | $129K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 506 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 506 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.