No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REICH, ADELL, CROST & CVITAN EIN 95-3082677 NONE | Legal Service code 29 | 3550 WILSHIRE BOULEVARD LOS ANGELES, CA 90010 | $131K |
| ASSOCIATED THIRD PARTY ADMIN. EIN 95-3187938 ADMINISTRATOR | Contract Administrator Service code 13 | 2831 CAMINO DEL RIO S SUITE 207 SAN DIEGO, CA 92108 | $86K |
| NATIONAL COMPLIANCE SERVICES EIN 77-0547053 NONE | Accounting (including auditing) Service code 10 | 13200 CENTRAL AVE., SUITE 4 BOULDER CREEK, CA 95006 | $39K |
| RAEL AND LETSON EIN 94-1761048 NONE | Actuarial Service code 11 | 35 NORTH LAKE AVE., SUITE 810 PASADENA, CA 91101 | $31K |
| MCMORGAN COMPANY EIN 94-1650768 NONE | Investment management Service code 28 | 3500 W. OLIVE SUITE 690 BURBANK, CA 91505 | $12K |
| BERNARD KOTKIN AND COMPANY LLP EIN 95-2556670 NONE | Accounting (including auditing) Service code 10 | 533 S. FREMONT AVE., SUITE 802 LOS ANGELES, CA 90071 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 543 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 543 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER PERMANENTE | 467 | $2.9M |
| Life insurance | MUTUAL OF OMAHA | 543 | $16K |
| Long-term disability | MUTUAL OF OMAHA | 543 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 543 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.