| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERI LYNN DANNENBERG3 | 11091 RHYOLITE DR, SUITE 4 REDDING, CA 96003 | AFLAC | $7K | $509 | $7K | 8.83% |
| MOLLY ANNA OLIVER3 | 3657 EVERT PL REDDING, CA 96002 | AFLAC | $3K | — | $3K | 4.02% |
| GARY WAYNE OGLE3 | 134 D ST, SUITE 202 EUREKA, CA 95501 | AFLAC | $2K | $119 | $2K | 2.49% |
| JOSHUA LITTLEFIELD3 | 3236 MARLENE AVE REDDING, CA 96002 | AFLAC | $2K | — | $2K | 2.11% |
| SCOTT FENTON3 | 945 TARAVAL ST # 1137 SAN FRANCISCO, CA 94116 | AFLAC | $378 | — | $378 | 0.46% |
| MARK ELDON DANNENBERG3 | 11091 RHYOLITE DR, SUITE 4 REDDING, CA 96003 | AFLAC | $325 | — | $325 | 0.40% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW D BROWN | 490 43RD ST # 1009 OAKLAND, CA 94609 | AFLAC | $141 | — | $141 | 0.17% |
| WILLIAM WALTER WARNER3 Filed as: WILLIAM WARNER | 1420 SERRANO PL, APT A REDDING, CA 96003 | AFLAC | $135 | — | $135 | 0.16% |
| DAMAN R STREETMAN3 | 5894 W WILDFLOWER CT HIGHLAND, UT 84003 | AFLAC | $123 | — | $123 | 0.15% |
| ANDROMIDA L. CHANDLER3 | 1600 DEL NORTE ST EUREKA, CA 95501 | AFLAC | $81 | — | $81 | 0.10% |
| RYAN OLSON3 Filed as: RYAN T OLSON | 1294 E 1ST AVE CHICO, CA 95926 | AFLAC | $58 | — | $58 | 0.07% |
| MATTHEW PHILIP BRADEN3 | 480 W MURRAY BLVD APT 10E SALT LAKE CITY, UT 84123 | AFLAC | $58 | — | $58 | 0.07% |
| LEFTOUT CAPITAL INC3 | 1053 VILLAGE LN CHICO, CA 95926 | AFLAC | $57 | — | $57 | 0.07% |
| JANELL N SCHUDEL3 | 3650 NEWCOMB AVE PAHRUMP, NV 89048 | AFLAC | $53 | — | $53 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INTERWEST INS SERVICES INC | PO BOX 8110 CHICO, CA 95927 | AFLAC | $51 | — | $51 | 0.06% |
| ROBERT W GOLDEN3 | 1259 LOOP 337 STE 200 NEW BRAUNFELS, TX 78130 | AFLAC | $51 | — | $51 | 0.06% |
| MARTY JOE TURNER3 | PO BOX 43 MAUK, GA 31058 | AFLAC | $50 | — | $50 | 0.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW DOMINIC BROWN | 1919 FAIRMOUNT AVE SW SEATTLE, WA 98126 | AFLAC | $50 | — | $50 | 0.06% |
| MAUREEN A CONNOLLY3 | 1125 SHERIDAN AVE APT 58 CHICO, CA 95926 | AFLAC | $49 | — | $49 | 0.06% |
| LES HEINSEN INS SERVICES INC3 | 4416 VIA PALAGIO FAIR OAKS, CA 95628 | AFLAC | $42 | — | $42 | 0.05% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES DONALD SPROUSE | 13122 MESA CREST PL SAN DIEGO, CA 92129 | AFLAC | $36 | — | $36 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNTL INS SVCS INC | 5405 MOREHOUSE DR SAN DIEGO, CA 92121 | AFLAC | $36 | — | $36 | 0.04% |
| STEVEN DANNENBERG3 | PO BOX 549 OMAHA, AR 72662 | AFLAC | $33 | — | $33 | 0.04% |
| JEFFREY M SINTAY3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, CA 30093 | AFLAC | $24 | — | $24 | 0.03% |
| GUS BATES INSURANCE3 Filed as: NIKOLAS GUS VOGIATZIS | 3112 O ST STE 18 SACRAMENTO, CA 95816 | AFLAC | $16 | — | $16 | 0.02% |
| ROBERT PILKENTON3 Filed as: ROBERT L PILKENTON | 6643 FM 2187 RD SEALY, TX 77474 | AFLAC | $13 | — | $13 | 0.02% |
| NICHOLAS E VIGIL3 | 7808 E CYPRESS ST SCOTTSDALE, AZ 85257 | AFLAC | $12 | — | $12 | 0.01% |
| JACE G KUERSTEN3 | 1574 SAN FERNANDO DR CORONA, CA 92882 | AFLAC | $8 | — | $8 | 0.01% |
| BRET L RUNOLFSON3 | 2105 FOREST AVE STE 110 CHICO, CA 95928 | AFLAC | $7 | — | $7 | 0.01% |
| ADAM ANTHEN AYLWORTH3 | PO BOX 505 ENTERPRISE, UT 84725 | AFLAC | $6 | — | $6 | 0.01% |
| LISA M HUTCHERSON3 | 5690 LILYVIEW WAY ELK GROVE, CA 95757 | AFLAC | $4 | — | $4 | 0.00% |
| PETER T ARNOLD3 | 8874 PORTIA DR RENO, NV 89506 | AFLAC | $4 | — | $4 | 0.00% |
| RYAN OLSON3 Filed as: RYAN T OLSON | 1140 MANGROVE AVE STE D CHICO, CA 95926 | AFLAC | $3 | — | $3 | 0.00% |
| AMY E COHEN3 Filed as: AMY MARIE LUDWICK | 229 MCKAYS POINT PL WEST SACRAMENTO, CA 95605 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL JAMES RHODD | 4160 GREEN VALLEY RD FAIRFIELD, CA 94534 | AFLAC | $3 | — | $3 | 0.00% |
| PATRICIA M STROM3 | 1815 5TH ST OROVILLE, CA 95965 | AFLAC | $2 | — | $2 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 896620 EB COMMISSION CHARLOTTE, NC 28289 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $571 | $571 | 0.83% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 896620 EB COMMISSION CHARLOTTE, NC 28289 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $354 | $354 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 398 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 399 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | AFLAC | 398 | $125K |
| Short-term disability | AFLAC | 94 | $82K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 398 | $43K |
| Other(3 contracts, 2 carriers) | AFLAC | 398 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 398 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.