| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERI LYNN DANNENBERG3 | 11091 RHYOLITE DRIVE 4 REDDING, CA 96003 | AFLAC | $4K | $68 | $4K | 9.36% |
| MATTHEW PHILIP BRADEN3 | PO BOX 492203 REDDING, CA 96049 | AFLAC | $589 | — | $589 | 1.54% |
| MARK ELDON DANNENBERG3 | 11091 RHYOLITE DRIVE 4 REDDING, CA 96003 | AFLAC | $426 | — | $426 | 1.11% |
| RYAN OLSON3 Filed as: RYAN OLSON INS SVCS INC. | 1140 MANGROVE AVE SUITE D CHICO, CA 95926 | AFLAC | $392 | $3 | $395 | 1.03% |
| DAMON R STREETMAN3 | 5894 W WILDFLOWER CT HIGHLAND, UT 84003 | AFLAC | $339 | — | $339 | 0.88% |
| WILLIAM WALTER WARNER3 | 1420 SERRANO PL APT A REDDING, CA 96003 | AFLAC | $293 | — | $293 | 0.76% |
| GREGORY GENE WICKERT3 | PO BOX 1665 RIVERTON, WY 82501 | AFLAC | $151 | — | $151 | 0.39% |
| JEFFERY KINGSLEY ALLEN3 | 6 TERRACE DR CHICO, CA 95926 | AFLAC | $135 | — | $135 | 0.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INTERWEST INS SERVICES INC | PO BOX 8110 CHICO, CA 95927 | AFLAC | $116 | — | $116 | 0.30% |
| MARTY JOE TURNER3 Filed as: MARTY J TURNER | 209 WATERFORD DR CATAULA, GA 31804 | AFLAC | $103 | $10 | $113 | 0.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNTL INS SVCS INC | 5405 MOREHOUSE DRIVE SAN DIEGO, CA 92121 | AFLAC | $109 | — | $109 | 0.28% |
| BRET L RUNOLFSON3 | 19680 WEAVERVILLE PL COTTONWOOD, CA 96022 | AFLAC | $83 | — | $83 | 0.22% |
| LES HEINSEN INS SERVICES INC3 Filed as: LES HEINSEN INS SERVICES INC. | 193 BLUE RAVINE RD SUITE 140 FOLSOM, CA 95630 | AFLAC | $78 | — | $78 | 0.20% |
| MAUREEN A CONNOLLY3 Filed as: MAUREEN CONNOLLY | 20 TIERRA ROSA LANE CHICO, CA 95973 | AFLAC | $75 | — | $75 | 0.20% |
| GUS BATES INSURANCE3 Filed as: NIKOLAS GUS VOGIATZIS | 3870 PINE ST ROCKLIN, CA 95677 | AFLAC | $57 | $14 | $71 | 0.19% |
| CAELEM INC.3 | 13295 CALLE DEL CAMPO UNIT 2 SAN DIEGO, CA 92129 | AFLAC | $66 | — | $66 | 0.17% |
| ADAM ANTHEN AYLWORTH3 | 724 COUNTRY LANE SANTA CLARA, UT 84765 | AFLAC | $58 | — | $58 | 0.15% |
| LES HEINSEN INS SERVICES INC3 | 193 BLUE RAVINE RD SUITE 140 FOLSOM, CA 95630 | AFLAC | $44 | $14 | $58 | 0.15% |
| WILLIAM A WEST3 | PO BOX 765 PALO CEDRO, CA 96073 | AFLAC | $50 | — | $50 | 0.13% |
| STEVEN DANNENBERG3 | 3305 NICOLET LANE REDDING, CA 96001 | AFLAC | $48 | — | $48 | 0.13% |
| TERRI L SPITERI3 | 2908 HEGAN LN CHICO, CA 95928 | AFLAC | $45 | — | $45 | 0.12% |
| ROBERT PILKENTON3 Filed as: ROBERT L PILKENTON | 1100 CORPORATE WAY SUITE 100 SACRAMENTO, CA 95831 | AFLAC | $28 | — | $28 | 0.07% |
| JACE G KUERSTEN3 | 2251 DOUGLAS BLVD STE 110 ROSEVILLE, CA 95661 | AFLAC | $26 | — | $26 | 0.07% |
| RYAN OLSON3 Filed as: RYAN T OLSON | 1294 E 1ST AVE CHICO, CA 95926 | AFLAC | $17 | — | $17 | 0.04% |
| TERRIE RUNOLFSON3 Filed as: TERRIE L RUNOLFSON | PO BOX 1959 COTTONWOOD, CA 96022 | AFLAC | $13 | — | $13 | 0.03% |
| RICHARD C DEICHSEL3 | 508 14TH ST NW ALBUQUERQUE, NM 87104 | AFLAC | $13 | — | $13 | 0.03% |
| MONICA R SEAMAN3 | 4109 RIO BRAVO DR CHICO, CA 95973 | AFLAC | $9 | — | $9 | 0.02% |
| JAMES F KUTZER3 | 749 MAYFAIR AVE YUBA CITY, CA 95991 | AFLAC | $5 | — | $5 | 0.01% |
| CAROL L HUNT3 | 1477 GALILEE CHURCH RD JEFFERSON, GA 30549 | AFLAC | $4 | — | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 312 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 49 | $38K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 312 | $88K |
| Short-term disability | AFLAC | 49 | $38K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 312 | $49K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 312 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.