| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IKON BENEFITS GROUP, INC.3 | 207 AVE MUNOZ RIVERA PH-1 SAN JUAN, PR 00918 | MCS LIFE INSURANCE COMPANY | $21K | — | $21K | 2.48% |
| IKON BENEFITS GROUP, INC.3 | 207 AVE MUNOZ RIVERA PH-1 SAN JUAN, PR 00918 | PLAN DE SALUD MENONITA, INC. | $13K | — | $13K | 3.13% |
| IKON BENEFITS GROUP, INC.3 | 207 AVE MUNOZ RIVERA PH-1 SAN JUAN, PR 00918 | DELTA DENTAL OF PUERTO RICO, INC. | $3K | — | $3K | 3.00% |
| IKON BENEFITS GROUP, INC.3 | 207 AVE MUNOZ RIVERA PH-1 SAN JUAN, PR 00918 | TRIPLE-S VIDA, INC. | $4K | — | $4K | 10.00% |
| IKON BENEFITS GROUP, INC.3 | 207 AVE MUNOZ RIVERA PH-1 SAN JUAN, PR 00918 | LUCY LOPEZ ROIG EAP, INC. | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 511 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 511 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MCS LIFE INSURANCE COMPANY | 520 | $1.2M |
| Dental | DELTA DENTAL OF PUERTO RICO, INC. | 525 | $87K |
| Life insurance | TRIPLE-S VIDA, INC. | 535 | $40K |
| Other(3 contracts, 3 carriers) | PLAN DE SALUD MENONITA, INC. | 535 | $452K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 535 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.