Insurance carrier

LUCY LOPEZ ROIG EAP, INC.

Total premium: $114K
Filings: 11
Sponsors: 11
Covered lives: 6,566
Market share: 0.00%

drug: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Mixed466.7%
Fully insured233.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Prescription drug1100.0%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
PR	6	$60K	1.2%	223.06x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of LUCY LOPEZ ROIG EAP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where LUCY LOPEZ ROIG EAP, INC. is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
HOSPITAL EPISCOPAL SAN LUCAS PONCE HOSPITAL EPISCOPAL SAN LUCAS PONCE- EMPLOYEE ASSISTANCE PROGRAM	PR	$21K	1,397	mixed	IKON INSURANCE, INC.
RIO MAR HOSPITALITY MANAGEMENT LLC- EMPLOYEE ASSISTANCE PROGRAM RIO MAR HOSPITALITY MANAGEMENT LLC	PR	$12K	672	fully insured	IKON INSURANCE, INC.
SHERATON PUERTO RICO MANAGEMENT, LLC. SHERATON PUERTO RICO MANAGEMENT, LLC.- EMPLOYEE ASSISTANCE PROGRAM PLAN	PR	$10K	658	mixed	IKON INSURANCE, INC.
PROGRAMA DE SALUD EN EL HOGAR Y HOSPICIO SAN LUCAS, INC. PROGRAMA DE SERVICIOS DE SALUD EN EL HOGAR Y HOSPICIO SAN LUCAS, INC.- EMPLOYEE ASSISTANCE PROGRAM	PR	$8K	514	mixed	IKON INSURANCE, INC.
PUERTO RICO WASTE MANAGEMENT GROUP CORPORATION PR WASTE EMPLOYEE ASSISTANCE PROGRAM	PR	$7K	918	mixed	IKON INSURANCE, INC.
WYNDHAM PALMAS DEL MAR- EMPLOYEE ASSISTANCE PROGRAM WYNDHAM PALMAS DEL MAR	PR	$2K	109	fully insured	IKON INSURANCE, INC.

State

Plans

Premium

State share

Index

$60K

1.2%

223.06x

Sponsor

Loc

Premium

Covered

Funding

Broker

HOSPITAL EPISCOPAL SAN LUCAS PONCE

HOSPITAL EPISCOPAL SAN LUCAS PONCE- EMPLOYEE ASSISTANCE PROGRAM

$21K

1,397

mixed

IKON INSURANCE, INC.

RIO MAR HOSPITALITY MANAGEMENT LLC- EMPLOYEE ASSISTANCE PROGRAM

RIO MAR HOSPITALITY MANAGEMENT LLC

$12K

672

fully insured

IKON INSURANCE, INC.

SHERATON PUERTO RICO MANAGEMENT, LLC.

SHERATON PUERTO RICO MANAGEMENT, LLC.- EMPLOYEE ASSISTANCE PROGRAM PLAN

$10K

658

mixed

IKON INSURANCE, INC.

PROGRAMA DE SALUD EN EL HOGAR Y HOSPICIO SAN LUCAS, INC.

PROGRAMA DE SERVICIOS DE SALUD EN EL HOGAR Y HOSPICIO SAN LUCAS, INC.- EMPLOYEE ASSISTANCE PROGRAM

$8K

514

mixed

IKON INSURANCE, INC.

PUERTO RICO WASTE MANAGEMENT GROUP CORPORATION

PR WASTE EMPLOYEE ASSISTANCE PROGRAM

$7K

918

mixed

IKON INSURANCE, INC.

WYNDHAM PALMAS DEL MAR- EMPLOYEE ASSISTANCE PROGRAM

WYNDHAM PALMAS DEL MAR

$2K

109

fully insured

IKON INSURANCE, INC.