| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CRYSTAL IBC LLC3 | 32 OLD SLIP NEW YORK, NY 10005 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $21K | $1K | $23K | 2.22% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3601 SW 160TH AVE STE 200 MIRAMAR, FL 330276310 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$349 | — | -$349 | -0.03% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE 12TH FLOOR NEW YORK, NY 10178 | COMPANION LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 101 PARK AVENUE 12TH FLOOR NEW YORK, NY 10178 | COMPANION LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 N ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $6K | $651 | $7K | — |
| JONATHAN A HERNANDEZ3 | 6750 N ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $3K | $470 | $3K | — |
| TOMAS E FLORES3 | 1054 GATEWAY BLVD STE 107 BOYNTON BEACH, FL 33426 | AFLAC | $1K | $192 | $1K | — |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3601 SW 160TH AVE STE 200 MIRAMAR, FL 33027 | AFLAC | $1K | — | $1K | — |
| ANDREW CAVERLY3 | 5690 PRINCESS PALM CT APT D DELRAY BEACH, FL 33484 | AFLAC | $737 | $240 | $977 | — |
| SHIRLEY E MARTIN3 | 500 BAYVIEW DR APT 328 SUNNY ISLES BEACH, FL 33160 | AFLAC | $529 | — | $529 | — |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $357 | — | $357 | — |
| RAYMONDE KOPER3 | 2994 NEEDHAM CT DELRAY BEACH, FL 33445 | AFLAC | $297 | — | $297 | — |
| NATALIE MALHAM3 | 5642 E EDGEMONT AVE SCOTTSDALE, AZ 85257 | AFLAC | $264 | — | $264 | — |
| KEITH MCELYEA3 Filed as: KEITH J MCELYEA | 328 N STATE ROUTE 121 MT ZION, IL 62549 | AFLAC | $130 | $22 | $152 | — |
| STEVEN KAISER3 Filed as: STEVEN WLLIAM KAISER | 6447 IVY SPRINGS DR FLOWERY BRANCH, GA 30542 | AFLAC | $147 | — | $147 | — |
| TRAVIS HERNANDEZ3 Filed as: TRAVIS ANDREW HERNANDEZ | 6750 N ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $49 | $38 | $87 | — |
| RICK M MCKINNEY3 | PO BOX 26132 COLORADO SPRINGS, CO 80936 | AFLAC | $79 | — | $79 | — |
| STEVEN KAISER3 | 9511 VIRA DR RALEIGH, NC 27617 | AFLAC | $76 | — | $76 | — |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $74 | — | $74 | — |
| CRYSTAL IBC LLC3 | 1 FINANCIAL SQ FL 32 FINANCIAL SQUARE NEW YORK, NY 10005 | AFLAC | $73 | — | $73 | — |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $68 | — | $68 | — |
| MARC WEISS3 Filed as: MARC H WEISS | 2699 STIRLING RD STE A200 FT LAUDERDALE, FL 33312 | AFLAC | $45 | — | $45 | — |
| JARCEY RAUL RODRIGUEZ3 | 202 S 1ST AVE STE 108 YUMA, AZ 85364 | AFLAC | $41 | — | $41 | — |
| CLEFCO CORP3 | 1801 SE BERKSHIRE BLVD PORT ST LUCIE, FL 34952 | AFLAC | $30 | — | $30 | — |
| MICHAEL H MCCLAIN3 | 6237 ROSE TER PLANTATION, FL 33317 | AFLAC | $30 | — | $30 | — |
| PHYLLIS DAWN HESLEP3 | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $30 | — | $30 | — |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $25 | — | $25 | — |
| BRENDA DELONG BENARY3 | 941 SE WALTERS TER PORT SAINT LUCIE, FL 34983 | AFLAC | $25 | — | $25 | — |
| JASON ELIJAH ANGEL3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $25 | — | $25 | — |
| SHARYL K BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $20 | — | $20 | — |
| TANISHIA N. JONES3 Filed as: TANISHIA N JONES | 131 FLORIDA AVE FORT LAUDERDALE, FL 33312 | AFLAC | $17 | — | $17 | — |
| DAVID S MORRIS3 | 950 PENNINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $14 | — | $14 | — |
| RICHARD R KIMBROUGH3 | 1972 MUIRFIELD WAY SE PALM BAY, FL 32909 | AFLAC | $12 | — | $12 | — |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $11 | — | $11 | — |
| SUE EUSEPI AND ASSOC INC3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $11 | — | $11 | — |
| BRITTANY N TALLON3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $9 | — | $9 | — |
| TARA M JORDAN3 | 800 LAKESHORE DR TUSCOLA, IL 61953 | AFLAC | $5 | $4 | $9 | — |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $9 | — | $9 | — |
| MARK K HASLEY3 | 21732 N 86TH DR PEORIA, AZ 85382 | AFLAC | $9 | — | $9 | — |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION AVE STE 700 DENVER, CO 80237 | AFLAC | $9 | — | $9 | — |
| JUAN C FERLINI3 | 13826 CHRISTIAN BARRETT DR MOORPARK, CA 93021 | AFLAC | $8 | — | $8 | — |
| KEVIN DALE HARLOW3 | 2960 N ACADEMY BLVD COLORADO SPRINGS, CO 80917 | AFLAC | $8 | — | $8 | — |
| CHRIS A TEASDALE3 | 16117 123RD TER N JUPITER, FL 33478 | AFLAC | $8 | — | $8 | — |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $7 | — | $7 | — |
| ROBERT L TRAPNELL JR3 | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $4 | — | $4 | — |
| DE VITA B MCKENZIE3 | 300 E ESPLANADE DR STE 1220 OXNARD, CA 93036 | AFLAC | $4 | — | $4 | — |
| ZAKERY ALLEN HARLOW3 | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $3 | — | $3 | — |
| CHRISTINE M SINTAY3 | 2645 GRASSY SPRING PL LAS VEGAS, NV 89135 | AFLAC | $3 | — | $3 | — |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBOKE PINES, FL 33024 | AFLAC | $3 | — | $3 | — |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $3 | — | $3 | — |
| KENDALL C HUDSON3 | 801 NORTHPOINT PKWY STE 35 WEST PALM BEACH, FL 33407 | AFLAC | $3 | — | $3 | — |
| GEHRING GROUP INS. SERVICES3 Filed as: THE GEHRING GROUP | 11505 FAIRCHILD GARDENS AVE STE 202 PALM BEACH, FL 33410 | AFLAC | $2 | — | $2 | — |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $2 | — | $2 | — |
| DEBORAH L JONGES3 | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $2 | — | $2 | — |
| DOUGLAS J SUCHECKI3 | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $1 | — | $1 | — |
| SCOTT WEBB3 | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $1 | — | $1 | — |
| HOLLY A REMUS3 | 8324 BRANDEIS CIR E SARASOTA, FL 34243 | AFLAC | $1 | — | $1 | — |
| CHRISTIANO AND CO INC3 | 17830 BRIAN WAY JUPITER, FL 33478 | AFLAC | $1 | — | $1 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 568 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 570 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 576 | $1.2M |
| Dental(2 contracts, 2 carriers) | METLIFE | 992 | $322K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 992 | $161K |
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 992 | $375K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 992 | $161K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 992 | $161K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 576 | $1.0M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 992 | $161K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 992 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.