| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERITAIN HEALTH3 Filed as: AETNA LIFE INSURANCE COMPANY | VARIOUS AGENTS - SEE ATTACHMENT 151 FARMINGTON AVENUE, RE1C HARTFORD, CT 06156 | AETNA LIFE INSURANCE CO. | $402K | $712K | $1.1M | 0.64% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH INC. | $13K | $766K | $779K | 1.34% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BOULEVARD JACKSONVILLE, FL 32216 | AETNA HEALTH INC. | $14K | $334K | $347K | 0.60% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BOULEVARD JACKSONVILLE, FL 32216 | AETNA HEALTH INC. | $6K | $168K | $174K | 0.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAUGE, NY 117883058 | METROPOLITAN LIFE INSURANCE COMPANY | $330K | $55 | $330K | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAUGE, NY 117883056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $93K | $93K | 0.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 117972925 | KAISER FOUNDATION HEALTH PLAN INC | $255K | — | $255K | 2.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 117972925 | KAISER FOUNDATION HEALTH PLAN INC | $104K | — | $104K | 1.98% |
| DWIGHT L PIERCE3 | 1200 EAST TAFT AVENUE SPULPA, OK 74066 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $169K | — | $169K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $60K | — | $60K | 2.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $50K | $659 | $50K | 2.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG. INC. | $34K | — | $34K | 1.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERANS MEMORIAL HIGHWAY SUITE 210N HAUPPAUGE, NY 11788 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $24K | — | $24K | 1.95% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | TUFTS HEALTH PLAN | $17K | — | $17K | 1.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAGE, NY 117883056 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $5K | — | $5K | 1.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1293 VETERANS HIGHWAY SUITE 210N HAUPPAUGE, NJ 117883056 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | — | $2K | $2K | 0.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERNS HIGHWAY SUITE 210N HAUPPAUGE, NY 117883058 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $3K | — | $3K | 1.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAGE, NY 117883056 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $795 | $795 | 0.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAGE, NY 117883056 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORORATION | $2K | — | $2K | 1.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAGE, NY 117883056 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORORATION | — | $416 | $416 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 40,629 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 485 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 41,114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | AETNA LIFE INSURANCE CO. | 31,359 | $260.0M |
| Dental(6 contracts, 6 carriers) | AETNA LIFE INSURANCE CO. | 34,790 | $194.4M |
| Vision(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 37,678 | $5.9M |
| Short-term disability | AETNA LIFE INSURANCE CO. | 31,359 | $174.8M |
| Long-term disability | AETNA LIFE INSURANCE CO. | 31,359 | $174.8M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 2,331 | $12.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 37,678 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.