| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $167K | — | $167K | 0.09% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $110K | — | $110K | 0.06% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $57K | — | $57K | 0.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $38K | — | $38K | 0.02% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BOULEVARD SUITE 400 JACKSONVILLE, FL 32216 | AETNA HEALTH INC. | $17K | — | $17K | 0.03% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA HEALTH INC. | $11K | — | $11K | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAUGE, NY 117883058 | METROPOLITAN LIFE INSURANCE COMPANY | $313K | $80 | $313K | 1.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAUGE, NY 117883056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $211K | $211K | 1.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 117972925 | KAISER FOUNDATION HEALTH PLAN INC | $248K | — | $248K | 1.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 117972925 | KAISER FOUNDATION HEALTH PLAN INC | $100K | — | $100K | 2.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $195K | $78K | $273K | 7.64% |
| DWIGHT L PIERCE3 | 1200 EAST TAFT AVENUE SPULPA, OK 74066 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $173K | — | $173K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | EMPIRE HEALTHCHOICE ASSURANCE, INC. | $122K | — | $122K | 4.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $51K | — | $51K | 1.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG. INC. | $44K | — | $44K | 1.77% |
| AMERICAN HEALTHCARE GROUP, INC.3 Filed as: AMERICAN HEALTHCARE GROUP INC. | 3939 PRIORITY WAY SOUTH DRIVE INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES | $23K | — | $23K | 1.31% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF INDIANA LLC | 10401 N MERIDIAN STREET SUITE 300 INDIANAPOLIS, IN 46290 | ANTHEM INSURANCE COMPANIES | $20K | — | $20K | 1.14% |
| RONALD F REMAK INSURANCE INC3 | 308 STATE ROAD 446 BLOOMINGTON, IN 47401 | ANTHEM INSURANCE COMPANIES | $18K | — | $18K | 1.03% |
| PREMIER MARKETING GROUP AGENCY INC3 | 10214 CHESTNUT PLAZA DRIVE PMB 301 FORT WAYNE, IN 46814 | ANTHEM INSURANCE COMPANIES | $6K | — | $6K | 0.33% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL LLC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | ANTHEM INSURANCE COMPANIES | $5K | — | $5K | 0.29% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF INDIANA LLC | 11595 N MERIDIAN STREET SUITE 250 CARMEL, IN 46032 | ANTHEM INSURANCE COMPANIES | $2K | — | $2K | 0.13% |
| MEDLINK INC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM INSURANCE COMPANIES | $1K | — | $1K | 0.07% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERANS MEMORIAL HIGHWAY SUITE 210N HAUPPAUGE, NY 11788 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $19K | — | $19K | 1.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERNS HIGHWAY SUITE 210N HAUPPAUGE, NY 117883058 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | — | $2K | 1.92% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAGE, NY 117883056 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | — | $2K | $2K | 1.35% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS | 1200 ASHWOOD PARKWAY SUITE 180 ATLANTA, GA 30338 | KANAWHA INSURANCE COMPANY | $398 | — | $398 | 5.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,767 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 551 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 33,318 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 34,539 | $262.6M |
| Dental(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 35,515 | $196.9M |
| Vision(2 contracts, 2 carriers) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 46,786 | $6.5M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 34,973 | $3.6M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 34,539 | $178.0M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 34,539 | $178.0M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 2,362 | $12.6M |
| Other(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 34,973 | $3.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 46,786 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.