| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 300 CONCOURSE BLVD, STE 300 RIDGELAND, MS 39157 | ONE AMERICA | $4K | — | $4K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD, STE 300 RIDGELAND, MS 39157 | AFLAC | $580 | — | $580 | 4.23% |
| JOHN D KEYS3 | 816 ANNANDALE RD MADISON, MS 39110 | AFLAC | $445 | $10 | $455 | 3.32% |
| JAN L. KLING3 Filed as: JAN L KLING | 2078 MORTON DRIVE SPRING HILL, TN 37174 | AFLAC | $407 | — | $407 | 2.97% |
| JOSHUA L CLINE3 | 120 GREENVIEW PL RICHLAND, MS 39218 | AFLAC | $88 | — | $88 | 0.64% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD STE D BRANDON, MS 39047 | AFLAC | $78 | $2 | $80 | 0.58% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $74 | — | $74 | 0.54% |
| LYNWOOD ANTHONY KANE3 | 2182 QUAIL HL BRANDON, MS 39042 | AFLAC | $62 | — | $62 | 0.45% |
| DK REEVES INC3 | 205 LONESOME DOVE TRL COLUMBUS, MS 39702 | AFLAC | $60 | — | $60 | 0.44% |
| PAUL G BOWDEN III3 | PO BOX 13647 JACKSON, MS 39236 | AFLAC | $44 | — | $44 | 0.32% |
| GRAHAM C BOWDEN3 | 2348 TWIN LAKES CIR JACKSON, MS 39211 | AFLAC | $42 | — | $42 | 0.31% |
| CHARLES DAVID BRAY3 | 1044 W SIXTH ST WESSON, MS 39191 | AFLAC | $31 | — | $31 | 0.23% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $27 | — | $27 | 0.20% |
| HENRY J ROTH3 Filed as: HENRY A KLAAS | 114 FOREST RETREAT RD HENDERSONVILLE, TN 37075 | AFLAC | $19 | — | $19 | 0.14% |
| ROBERT J LOVERN3 | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $16 | — | $16 | 0.12% |
| LESLIE K KIMBROUGH3 | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $14 | — | $14 | 0.10% |
| ALBERT WELCH III3 Filed as: ALBERT J WELCH III | 4209 LAKELAND DR 369 FLOWOOD, MS 39232 | AFLAC | $14 | — | $14 | 0.10% |
| VANESSA C MITCHELL3 | 272 HARRIS CIR MADISON, MS 39110 | AFLAC | $11 | — | $11 | 0.08% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $10 | — | $10 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $9 | — | $9 | 0.07% |
| GREGORY J WEEKS3 | 730 AVIGNON DR, STE 101 RIDGELAND, MS 39157 | AFLAC | $9 | — | $9 | 0.07% |
| MICHAEL L HENDERSON3 | 16 COLT LOOP GREENBRIER, AR 72058 | AFLAC | $7 | — | $7 | 0.05% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $5 | — | $5 | 0.04% |
| CHRISTOPHER S HARDY3 | PO BOX 872 TUPELO, MP 38802 | AFLAC | $5 | — | $5 | 0.04% |
| VICKI M BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $4 | — | $4 | 0.03% |
| MCDONALD PLUMMER III3 | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $3 | — | $3 | 0.02% |
| WILLIAM A BRIGGS3 | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT T GRIFFIN3 | 408 SAINT IVES DR MADISON, MA 39110 | AFLAC | $1 | — | $1 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH | STE 300 3510 N CAUSEWAY BLVD METAIRIE, LA 70002 | STARMOUNT LIFE INSURANCE COMPANY | $1K | $621 | $2K | 17.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 132 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 72 | $12K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 132 | $10K |
| Long-term disability | ONE AMERICA | 181 | $24K |
| Other(2 contracts, 2 carriers) | AFLAC | 132 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.