| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 300 CONCOURSE BLVD., SUITE 300 RIDGELAND, MS 39157 | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| JAN L. KLING3 | 2078 MORTON DR SPRING HILL, TN 37174 | AFLAC | $661 | — | $661 | 3.51% |
| JOHN D KEYS3 | 816 ANNANDALE ROAD MADISON, MS 39110 | AFLAC | $516 | $64 | $580 | 3.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 300 CONCOURSE BLVD, STE 300 RIDGELAND, MS 39157 | AFLAC | $516 | — | $516 | 2.74% |
| JOSHUA L CLINE3 | 349 BOTELER RD FLORENCE, MS 39073 | AFLAC | $135 | — | $135 | 0.72% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $116 | — | $116 | 0.62% |
| CHRISTIAN ANDRE LEVERN3 | 1929 SPILLWAY RD SUITE D BRANDON, MS 39047 | AFLAC | $102 | $11 | $113 | 0.60% |
| DK REEVES INC3 | 205 LONESOME DOVE TRL COLUMBUS, MS 39702 | AFLAC | $107 | — | $107 | 0.57% |
| CHARLES DAVID BRAY3 | 1044 W SIXTH ST WESSON, MS 39191 | AFLAC | $41 | — | $41 | 0.22% |
| PAUL G BOWDEN III3 | P O BOX 13647 JACKSON, MS 39236 | AFLAC | $41 | — | $41 | 0.22% |
| GRAHAM C BOWDEN3 | 2348 TWIN LAKES CIR JACKSON, MS 39211 | AFLAC | $38 | — | $38 | 0.20% |
| ROBERT J LOVERN3 Filed as: ROBERT J. LOVERN | 10160 SAINT FRANCIS DR PHILADELPHIA, MS 39350 | AFLAC | $32 | — | $32 | 0.17% |
| E SPEED INC3 | 129 GLENWOOD BND MADISON, MS 39110 | AFLAC | $25 | — | $25 | 0.13% |
| HENRY J ROTH3 Filed as: HENRY A. KLAAS | 114 FOREST RETREAT RD HENDERSONVILLE, TN 37075 | AFLAC | $18 | — | $18 | 0.10% |
| GREGORY J WEEKS3 Filed as: GREGORY J. WEEKS | 730 AVIGNON DR SUITE 101 RIDGELAND, MS 39157 | AFLAC | $15 | — | $15 | 0.08% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE K. KIMBROUGH | P O BOX 273488 BOCA RATON, FL 33427 | AFLAC | $14 | — | $14 | 0.07% |
| ALBERT WELCH III3 Filed as: ALBERT J. WELCH III | 4209 LAKELAND DR 369 FLOWOOD, MS 39232 | AFLAC | $13 | — | $13 | 0.07% |
| RANDALL D LADNER3 | 6 GREENBRIAR DR GULFPORT, MS 39507 | AFLAC | $12 | — | $12 | 0.06% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $11 | — | $11 | 0.06% |
| VANESSA C MITCHELL3 | 200 STONE CREEK DR MADISON, MS 39110 | AFLAC | $10 | — | $10 | 0.05% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $8 | — | $8 | 0.04% |
| VICKI M BUTLER3 Filed as: VICKI BUTLER | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $7 | — | $7 | 0.04% |
| MICHAEL L HENDERSON3 Filed as: MICHAEL L. HENDERSON | 16 COLT LOOP GREENBRIAR, AR 72058 | AFLAC | $7 | — | $7 | 0.04% |
| HARDY INSURANCE INC3 | P O BOX 872 TUPELO, MS 38802 | AFLAC | $5 | — | $5 | 0.03% |
| MDCONALD PLUMMER III3 | 2934 FLEETWOOD DR COLUMBUS, GA 31906 | AFLAC | $2 | — | $2 | 0.01% |
| WILLIAM A BRIGGS3 Filed as: WILLIAM A. BRIGGS | 1731 GAY THOMPSON RD RAMER, TN 38367 | AFLAC | $2 | — | $2 | 0.01% |
| DAWN T SUCHECKI3 | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT T GRIFFIN3 Filed as: ROBERT GRIFFIN | 5133 CANTON HEIGHTS DR JACKSON, MS 39211 | AFLAC | $1 | — | $1 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH | 3510 N. CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 11.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH | 8550 UNITED PLAZA BLVD STE 500 BATON ROUGE, LA 70809 | STARMOUNT LIFE INSURANCE COMPANY | — | $230 | $230 | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 72 | $12K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 128 | $9K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 193 | $22K |
| Other(2 contracts, 2 carriers) | AFLAC | 128 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.