| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP, INC.-LA | 3300 W ESPLANADE AVE. S STE 205 METAIRIE, LA 70002 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 0.40% |
| MORGAN WHITE LIMITED3 Filed as: MORGAN WHITE GROUP, LTD. | P.O. BOX 14067 JACKSON, MS 39236 | DELTA DENTAL INSURANCE COMPANY | $10K | — | $10K | 6.51% |
| EDWARD BASSO3 | 71146 RIVERSIDE DRIVE COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | — | $13K | 15.00% |
| THOMAS E MESTMAKER INSURANCE AGENCY3 Filed as: THOMAS E. MESTMAKER | P.O. BOX 14067 JACKSON, MS 39236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 15.12% |
| EDWARD BASSO3 | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 10.08% |
| MWG BENEFITS INC Filed as: MWG BENEFITS, INC. | P.O. BOX 14067 JACKSON, MS 39236 | GUARDIAN | $4K | — | $4K | 10.00% |
| EDWARD BASSO3 | 71146 RIVERSIDE DRIVE COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.01% |
| THOMAS E MESTMAKER INSURANCE AGENCY3 Filed as: THOMAS E. MESTMAKER INSURANCE AGENC | P.O. BOX 14067 JACKSON, MS 39236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.05% |
| EDWARD BASSO3 | 71146 RIVERSIDE DRIVE COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 10.04% |
| THOMAS E MESTMAKER INSURANCE AGENCY3 Filed as: THOMAS E. MESTMAKER | P.O. BOX 14067 JACKSON, MS 39236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $270 | — | $270 | 14.98% |
| EDWARD BASSO3 | 71146 RIVERSIDE DRIVE COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $180 | — | $180 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 253 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 253 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 237 | $2.0M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 253 | $158K |
| Vision | DAVIS VISION | 235 | $30K |
| Life insurance(4 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 254 | $112K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 237 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 254 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.