| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORGAN WHITE LIMITED3 Filed as: MORGAN WHITE, LTD. | P.O. BOX 14067 JACKSON, MS 39236 | DELTA DENTAL INSURANCE COMPANY | $9K | — | $9K | 6.53% |
| EDWARD CHARLES BASSO II3 | 71146 RIVERSIDE DR COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | — | $12K | 20.00% |
| MWG BENEFITS INC3 Filed as: MWG BENEFITS, INC. | P.O. BOX 14067 JACKSON, MS 39236 | ALLSTATE | $4K | — | $4K | 13.83% |
| EDWARD CHARLES BASSO II3 | 71146 RIVERSIDE DR COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.03% |
| MWG BROKER SERVICES3 Filed as: MWG MESTMAKER AND ASSOCIATES | P.O. BOX 14067 JACKSON, MS 39236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 7.02% |
| EDWARD CHARLES BASSO II3 | 71146 RIVERSIDE DR COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 20.00% |
| MORGAN WHITE LIMITED3 Filed as: MORGAN WHITE, LTD. | P.O. BOX 14067 JACKSON, MS 39236 | DAVIS VISION | $6K | — | $6K | 25.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 194 | $1.5M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 206 | $136K |
| Vision | DAVIS VISION | 206 | $22K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 206 | $57K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 206 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.