See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 | Contract Administrator Service code 13 | 115 W WAUSAU AVE WAUSAU, WI 54401 | $254K |
| THE VITALITY GROUP EIN 32-0267784 | Consulting (general) Service code 16 | 200 WEST MONROE STREET SUITE 1900 CHICAGO, IL 60606 | $35K |
| HUB INTERNATIONAL GULF SOUTH EIN 35-0672425 | Consulting (general) Service code 16 | PO BOX 6650 METAIRIE, LA 70009 | $16K |
| QUEST DIAGNOSTICS EIN 38-2084239 | Consulting (general) Service code 16 | 500 PLAZA DRIVE SECAUCUS, NJ 07094 | $13K |
| ADVANCED PLAN FOR HEALTH EIN 20-3424289 | Consulting (general) Service code 16 | 1500 SOLANA BLVD. BUILDING 3 SUITE WESTLAKE, TX 76262 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 520 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.