| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YEAGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $155K | $15K | $170K | 21.94% |
| ROSS & YERGER INSURANCE INC3 | PO BOX 1139 JACKSON, MS 39215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $78K | $15K | $93K | 17.87% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE INC. | PO BOX 1139 JACKSON, MS 39215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $128K | $15K | $143K | 27.92% |
| RENASANT INSURANCE3 Filed as: RENASANT INSURANCE, INC. | PO BOX 789 CORINTH, MS 388350789 | VISION SERVICE PLAN | $5K | — | $5K | 1.65% |
| SUNSTAR INSURANCE GROUP LLC3 Filed as: SUNSTAR INSURANCE GROUP, LLC | DBA SUNSTAR INSURANCE SERVICES P.O. BOX 789 CORINTH, MS 38835 | TRANSAMERICA LIFE INSURANCE COMPANY | $23K | — | $23K | 8.17% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI LLC | 613 CRESCENT CIRCLE STE201 RIDGELAND, MS 39157 | TRANSAMERICA LIFE INSURANCE COMPANY | $19K | — | $19K | 6.54% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | PO BOX 34380 LITTLE ROCK, AR 72203 | TRANSAMERICA LIFE INSURANCE COMPANY | $451 | — | $451 | 0.16% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $48K | — | $48K | 19.65% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | PO BOX 1313 ORLANDO, FL 32802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.98% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE STE 201 RIDGELAND, MS 39157 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $664 | — | $664 | 0.27% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM INSURANCE COMPANY | $32K | — | $32K | 13.90% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 4.76% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE STE 201 RIDGELAND, MS 39157 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 3.88% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | PO BOX 1313 ORLANDO, FL 32802 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.98% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM INSURANCE COMPANY | $27K | — | $27K | 20.00% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $27K | — | $27K | 20.00% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $9K | — | $9K | 15.00% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,269 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 36 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,305 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,664 | $317K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 944 | $665K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,052 | $134K |
| Long-term disability(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,258 | $1.3M |
| Other(7 contracts, 6 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,399 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,399 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.