| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YEAGER INSURANCE INC | PO BOX 1139 JACKSON, MS 39215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $164K | $15K | $179K | 21.82% |
| ROSS & YERGER INSURANCE INC3 | PO BOX 1139 JACKSON, MS 39215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $74K | $15K | $89K | 18.02% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE INC. | PO BOX 1139 JACKSON, MS 39215 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $123K | $15K | $138K | 28.05% |
| RENASANT INSURANCE3 Filed as: RENASANT INSURANCE, INC. | PO BOX 789 CORINTH, MS 388350789 | VISION SERVICE PLAN | $5K | — | $5K | 1.70% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI LLC | 613 CRESCENT CIRCLE STE201 RIDGELAND, MS 39157 | TRANSAMERICA LIFE INSURANCE COMPANY | $22K | — | $22K | 7.22% |
| RENASANT INSURANCE3 Filed as: RENASANT INSURANCE, INC | PO BOX 789 CORINTH, MS 38835 | TRANSAMERICA LIFE INSURANCE COMPANY | $18K | — | $18K | 5.94% |
| JTS FINANCIAL SERVICES3 Filed as: JTS FINANCIAL SERVICES LLC | 1616 BROOKWOOD DR. LITTLE ROCK, AR 72202 | TRANSAMERICA LIFE INSURANCE COMPANY | $546 | — | $546 | 0.18% |
| KEVIN CARR3 | 1250 VILLERE STREET MANDEVILLE, LA 70448 | TRANSAMERICA LIFE INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $56K | — | $56K | 20.00% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $51K | — | $51K | 23.13% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | PO BOX 1313 ORLANDO, FL 32802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.91% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE STE 201 RIDGELAND, MS 39157 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 0.67% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM INSURANCE COMPANY | $32K | — | $32K | 16.20% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $10K | — | $10K | 6.12% |
| ACUITY GROUP OF MS LLC3 Filed as: ACUITY GROUP OF MISSISSIPPI, LLC | 613 CRESCENT CIRCLE STE 201 RIDGELAND, MS 39157 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 4.02% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | PO BOX 1313 ORLANDO, FL 32802 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.99% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE, INC. | 100 VISION DRIVE SUITE 100 JACKSON, MS 39211 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $9K | — | $9K | 15.00% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 20.00% |
| RENASANT INSURANCE3 | PO BOX 1808 TUPELO, MS 38802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 19.92% |
| ROSS & YERGER INSURANCE INC3 Filed as: ROSS & YERGER INSURANCE INC. | P.O. BOX 1139 JACKSON, MS 39215 | ZURICH AMERICAN INSURANCE COMPANY | $5K | — | $5K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,367 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 582 | $3.9M |
| Vision | VISION SERVICE PLAN | 1,685 | $317K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 980 | $653K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 995 | $280K |
| Long-term disability(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,318 | $1.4M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 582 | $3.9M |
| Other(6 contracts, 6 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,399 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,399 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.