| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL, INC. | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | DELTA DENTAL INSURANCE CO | $27K | $0 | $27K | 7.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL, INC. | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | SYMETRA LIFE INSURANCE CO | $11K | $0 | $11K | 3.49% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS, ALLEN & HALL, INC. | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | VISION SERVICE PLAN | $2K | $0 | $2K | 2.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY INC. | P.O. BOX 70 WEST POINT, GA 31833 | COLONIAL LIFE & ACCIDENT COMPANY | $881 | $0 | $881 | 2.18% |
| COMMS ALLEN HALL INC.3 | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE & ACCIDENT COMPANY | $816 | $0 | $816 | 2.02% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSRUANCE SERVICES INC. | P.O. BOX 10265 BIRMINGHAM, AL 35202 | COLONIAL LIFE & ACCIDENT COMPANY | $730 | $0 | $730 | 1.81% |
| KLD INSURANCE BENEFITS INC3 Filed as: KLD INS BENEFITS INC. | 9085 BETHEL RD GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT COMPANY | $623 | $0 | $623 | 1.54% |
| ROBERT H STONE SR3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE & ACCIDENT COMPANY | $513 | $48 | $561 | 1.39% |
| AIMEE STONE3 | 3604 COVENTRY CIR VESTAVIA, AL 35243 | COLONIAL LIFE & ACCIDENT COMPANY | $235 | $45 | $280 | 0.69% |
| DAN HENRY SINGLEY III3 | 4268 SHARPSBURG DRIVE BIRMINGHAM, AL 35213 | COLONIAL LIFE & ACCIDENT COMPANY | $216 | $6 | $222 | 0.55% |
| CAROLE H WARREN3 | 2716 NANOVER CIRCLE BIRMINGHAM, AL 35213 | COLONIAL LIFE & ACCIDENT COMPANY | $216 | $6 | $222 | 0.55% |
| NORMAC SOLUTIONS INC3 | 451 HOPKINS ROAD TOWNVILLE, SC 29689 | COLONIAL LIFE & ACCIDENT COMPANY | $193 | $0 | $193 | 0.48% |
| TAMERA ANN BUSCHER | 1318 S WINTERBROOK OLATHE, KS 66062 | COLONIAL LIFE & ACCIDENT COMPANY | $92 | $10 | $102 | 0.25% |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS INC. | 557 GRAVES ROAD WEDOWEE, AL 36278 | COLONIAL LIFE & ACCIDENT COMPANY | $82 | $0 | $82 | 0.20% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35213 | COLONIAL LIFE & ACCIDENT COMPANY | $80 | $0 | $80 | 0.20% |
| CAROL PURDY FIELDS3 | 204 POTOMAC COURT WOODSTOCK, GA 30188 | COLONIAL LIFE & ACCIDENT COMPANY | $80 | $0 | $80 | 0.20% |
| BURTON M HERRING JR3 | 922 OLD FEDERAL RD SHORTER, AL 36075 | COLONIAL LIFE & ACCIDENT COMPANY | $75 | $0 | $75 | 0.19% |
| SHANNON RALEY3 | 1409 PANORAMA DRIVE VESTAVIA HILLS, AL 35216 | COLONIAL LIFE & ACCIDENT COMPANY | $61 | $1 | $62 | 0.15% |
| RYAN BOWLING3 | 8575 WEST 110TH ST OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT COMPANY | $59 | $1 | $60 | 0.15% |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCIATES INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT COMPANY | $54 | $0 | $54 | 0.13% |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE & ACCIDENT COMPANY | $48 | $0 | $48 | 0.12% |
| RON BOWLING3 | 8575 W 110TH ST OVERLAND PARK, KS 66210 | COLONIAL LIFE & ACCIDENT COMPANY | $21 | $12 | $33 | 0.08% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT COMPANY | $13 | $0 | $13 | 0.03% |
| CAROLYN GROVER3 | 206 FOX CHAPEL DR IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT COMPANY | $7 | $0 | $7 | 0.02% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE & ACCIDENT COMPANY | $3 | $0 | $3 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF AL SERVICE PROVICER | Contract Administrator Service code 13 | — | $378K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 664 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 664 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE CO | 543 | $380K |
| Vision | VISION SERVICE PLAN | 491 | $84K |
| Life insurance | SYMETRA LIFE INSURANCE CO | 815 | $325K |
| Short-term disability | SYMETRA LIFE INSURANCE CO | 815 | $325K |
| Long-term disability | SYMETRA LIFE INSURANCE CO | 815 | $325K |
| Other | COLONIAL LIFE & ACCIDENT COMPANY | 90 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 815 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.