| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBBS ALLEN & HALL INC3 Filed as: COBBS-ALLEN & HALL INC. | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | DELTA DENTAL INSURANCE COMPANY | $24K | $0 | $24K | 6.00% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS-ALLEN & HALL INC. | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | SYMETRA LIFE INSURANCE COMPANY | $45K | $8K | $53K | 14.14% |
| COBBS ALLEN & HALL INC3 Filed as: COBBS-ALLEN & HALL INC. | 115 OFFICE PARK DRIVE, SUITE 200 BIRMINGHAM, AL 35223 | VSP | $2K | $0 | $2K | 2.56% |
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 70 WEST POINT, GA 38133 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $914 | $0 | $914 | — |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC. | P.O. BOX 10265 BIRMINGHAM, AL 35202 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $755 | $0 | $755 | — |
| KLD INSURANCE BENEFITS INC3 Filed as: KLD INSURANCE BENEFITS INC. | 9085 BETHEL ROAD GAINESVILLE, GA 30506 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $637 | $0 | $637 | — |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC. | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $341 | $0 | $341 | — |
| ROBERT H STONE SR3 | 3604 COVENTRY CIRCLE VESTAVIA HILL, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $281 | $9 | $290 | — |
| NORMAC SOLUTIONS INC3 | 451 HOPKINS ROAD TOWNVILLE, SC 29689 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $198 | $0 | $198 | — |
| AIMEE STONE3 | 3604 COVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $162 | $16 | $178 | — |
| CAROLE H WARREN3 | 2716 HANOVER CIRCLE BIRMINGHAM, AL 35205 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $137 | $0 | $137 | — |
| CARLA BURWELL3 | 446 EATON RD BIRMINGHAM, AL 35097 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $134 | — | $134 | — |
| DAN HENRY SINGLEY III3 | 4268 SHARPSBURG DR BIRMINGHAM, AL 35213 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $93 | $7 | $100 | — |
| SHANNON RALEY3 | 1409 PANORAMA DRIVE VESTAVIA HILLS, AL 35216 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $82 | $8 | $90 | — |
| TODD BOOZER3 | 2900 CAHABA ROAD BRIMINGHAM, AL 35223 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $87 | $0 | $87 | — |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS | 557 GRAVES ROAD WEDOWEE, AL 36278 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $84 | $0 | $84 | — |
| CAROL PURDY FIELDS3 | 204 POTMAC COURT WOODSTOCK, GA 30188 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $79 | $0 | $79 | — |
| BURTON M HERRING JR3 | 1135 ARLINGTON DR BIRMINGHAM, AL 35224 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $72 | $0 | $72 | — |
| D'ARCIPRETE & ASSOCIATES INC3 Filed as: D'ARCIPRETE & ASSOCAITES INC. | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $59 | $1 | $60 | — |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 201 CAUGHMAN FARM LANE LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $47 | $3 | $50 | — |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $50 | — | $50 | — |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $15 | $0 | $15 | — |
| CAROLYN GROVER3 | 206 FOX CHAPEL DR IRMO, SC 29063 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $12 | $0 | $12 | — |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $5 | $1 | $6 | — |
| JOHN D EVANGELISTA3 | 26111 ANTONIO PARKWAY RANCHO SANTA MAGARITA, CA 92688 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $4 | $2 | $6 | — |
| MCCAREY INC3 Filed as: MCCAREY INC. | 965 MESA DRIVE CAMARILLO, CA 93010 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $2 | $1 | $3 | — |
| VGM BENEFIT ENROLLMENTS LLC3 | 30310 HORSETHIEF DRIVE TEHACHAPI, CA 93561 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $2 | $0 | $2 | — |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM INC. | 145 RIVER LANDING DR DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $0 | $0 | $0 | — |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | $0 | $0 | $0 | — |
| CRAIG WAYNE SOTTILE3 | 408 CEDAR PINES DR GREENVILLE, SC 29615 | COLONIAL LIFE AND ACCIDENT INSURANCE CO | — | $0 | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 | Contract Administrator Service code 13 | 450 RIVERCHASE PARKWAY EAST P.O. BOX 995 BIRMINGHAM, AL 35298 | $397K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 962 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 962 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 604 | $399K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 859 | $375K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 859 | $375K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 859 | $375K |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE CO | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 859 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.