No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ALABAMA EIN 63-0103830 NONE | Participant communication; Other services; Claims processing; Contract Administrator; Direct payment from the plan; Float revenue; Named fiduciary; Non-monetary compensation Service code 12 | 450 RIVERCHASE PKWY E BIRMINGHAM, AL 35298 | $134K |
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator Service code 14 | PO BOX 1449 GOODLETTSVILLE, TN 37070 | $69K |
| BANCORPSOUTH BANK EIN 64-0782370 NONE | Investment management; Custodial (securities); Trustee (bank, trust company, or similar financial institution) Service code 19 | 2211 HIGHLAND AVE BIRMINGHAM, AL 35205 | $24K |
| BHA CONSULTING LLC EIN 26-1384808 NONE | Actuarial; Consulting (general) Service code 11 | 5400 LAUREL SPRINGS PKWY SUWANEE, GA 30024 | $19K |
| DANIELS, IRWIN & AYLOR, CPAS NONE | Accounting (including auditing) Service code 10 | 223 MADISON ST, STE 112 615-868-6008 MADISON, TN 37115 | $10K |
| MONEY MARKET FUND NONE | Investment management Service code 28 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 94 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 264 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 264 | $168K |
| Life insurance | USABLE LIFE | 264 | $36K |
| Short-term disability | USABLE LIFE | 264 | $36K |
| Stop-loss / reinsurancereinsurance | UNITED TRUST INSURANCE COMPANY | 264 | $113K |
| Other(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 264 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 264 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.