| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | $1K | $7K | 4.89% |
| THE HAMPTON CONSULTING CORP.3 | 113 FLORAL VALE BOULEVARD YARDLEY, PA 19067 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $12K | — | $12K | 12.35% |
| SELERIX INSURANCE SERVICES, LLC3 | 2851 CRAIG DRIVE, SUITE 300 MCKINNEY, TX 75072 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $11K | — | $11K | 11.27% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NEW YORK LIFE) | $4K | — | $4K | 5.42% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NEW YORK LIFE) | $5K | — | $5K | 8.31% |
| JOE FERNANDEZ3 | 7500 DALLAS PKWY, STE 550 PLANO, TX 750244019 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $2K | $14K | 26.05% |
| THE HAMPTON CONSULTING CORP.3 | 113 FLORAL VALE BOULEVARD YARDLEY, PA 190675522 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.89% |
| JOE FERNANDEZ3 | 7500 DALLAS PKWY, STE 550 PLANO, TX 750244019 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $1K | $9K | 23.10% |
| THE HAMPTON CONSULTING CORP.3 | 113 FLORAL VALE BOULEVARD YARDLEY, PA 190675522 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.49% |
| JOE FERNANDEZ3 | 7500 DALLAS PKWY, STE 550 PLANO, TX 750244019 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $1K | $9K | 24.39% |
| THE HAMPTON CONSULTING CORP.3 | 113 FLORAL VALE BOULEVARD YARDLEY, PA 190675522 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.72% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | LIFE INSURANCE COMPANY OF NORTH AMERICA (NEW YORK LIFE) | $278 | — | $278 | 13.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 829 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 830 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,824 | $143K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 585 | $144K |
| Life insurance(2 contracts, 2 carriers) | BANKERS FIDELITY LIFE INSURANCE COMPANY | 803 | $160K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA (NEW YORK LIFE) | 202 | $72K |
| Other(8 contracts, 4 carriers) | BANKERS FIDELITY LIFE INSURANCE COMPANY | 1,824 | $377K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,824 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.