| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 4.52% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $3K | $252 | $4K | 4.21% |
| DARLENE S DILLON3 | 120 WOODSIDE ROAD LEXINGTON, SC 29072 | CONTINENTAL AMERICAN INSURANCE COMPANY | $319 | — | $319 | 1.18% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET P.O. BOX 99106 CAMDEN, NJ 08101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $203 | — | $203 | 0.75% |
| CAROLYN E MORRISON3 | 55 EAST END AVENUE CAMEYS POINT, NJ 08069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $169 | — | $169 | 0.62% |
| JOSE A SCHIENEMAN3 | 1881 S CARRAIGE CHANDLER, AZ 85286 | CONTINENTAL AMERICAN INSURANCE COMPANY | $98 | — | $98 | 0.36% |
| MELISSA S SHNIDER3 | 3000 WOLF CREEK WAY BURLINGTON, KS 41005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $70 | — | $70 | 0.26% |
| DARLENE S DILLON3 | 120 WOODSIDE ROAD LEXINGTON, SC 29072 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.25% |
| ROBERT C. BRENTARI3 Filed as: ROBERT C BRENTARI | 5 TIMKAK LANE PENNINGTON, NJ 08534 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | — | $47 | 0.17% |
| MG BERGER INC3 | 1020 NORTH DELAWARE AVE 4TH FLOOR PHILADELPHIA, PA 19125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.16% |
| TASHA WILBURN DOZIER3 | 581 HEARDTOWN RD TUPELO, MS 38804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | 0.16% |
| LYNN A GOULD3 | 474 S QUINCE AVE GALLOWAY, NJ 08205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.12% |
| TYLER M TRAVIS3 | 707 LESLIE AVE GLASGOW, KY 42141 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.11% |
| REBECCA A DEFERRARO3 | 307 MONOHAN DR LOUISVILLE, KY 40207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.10% |
| JOSEPH BERNABEI3 | 12268 ELDON DRIVE LARGO, FL 33774 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.10% |
| LORI A FLICK3 | 333 OVERLOOK LANE GULPH MILLS, PA 19428 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.09% |
| VINCENT M MORELLI3 | 746 5TH ST LYNDHURST, NJ 07071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.09% |
| STEVEN R KARAS3 | 222 WARD ST NEWTON CENTRE, MA 02459 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | — | $25 | 0.09% |
| DANNY DANIELS3 Filed as: DANNY R DANIELS | 1931 SHARON ROAD WOODRUF, SC 29388 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.09% |
| CAROLYN E MORRISON3 | 108 PARKSIDE CT LEXINGTON, SC 29072 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.08% |
| BEVERLY WOLF3 | 2012 RIVER VISTA CT VILLA HILLS, KY 41017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.08% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA PAUL GROUP, INC. | 150 ALLEN ROAD SUIT 110 BASKINGRIDGE, NJ 07920 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.07% |
| MICHAEL C WALKER3 Filed as: MICHAEL B HENSH | 64 KERRY LYNN CT WILLIAMSTOWN, NJ 08094 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.07% |
| JILL D BLACKWELL3 | 11508 SHAFFER FARMS LANE LOUISVILLE, KY 40291 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.07% |
| WENDY POOLE PYNE3 Filed as: WENDY POOL PYNE | 206 E UNION STREET ASHLAND, MA 01721 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.07% |
| TERRY D TURNER3 | PO BOX 306 MURRAY, KY 42044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.06% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.04% |
| MARK GALVIN LLC3 Filed as: MARK A GALVIN | 204 DEERFIELD HILLS ROAD ELIZABETHTOWN, KY 42701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.04% |
| EVELYN GARCIA3 Filed as: EVELYN M LOYOLA | 50 W MONTROS E ST VINELAND, NJ 08360 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.04% |
| ANDREW J JUNIKIEWICZ JR3 Filed as: ANDREW J JUNIKIEWICZ | 22 BROOKHOLLOW DR SINKING SPRING, PA 19608 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| ELIZABETH K MILLS3 | 96 BEAL ROAD ELMER, NJ 08318 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| RONALD J GRETHEL3 | 648 HANNA AVE LOVELAND, OH 45140 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| ALBERT SHUST3 | 30 KNIGHTSBRIDGE RD BLDG 6 SUITE 603 PISCATAWAY, NJ 08854 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| R AARON WRIGHT3 | 9505 TRUSCOTT CT PROSPECT, KY 40059 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| JEFFREY CHUBB3 Filed as: JEFFREY C CHUBB | 725 LINCOLN AVENUE WILLIAMSPORT, PA 17701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| CHRISTIAN PISANI3 | 47 CRISSEY LANE SOUTHINGTON, CT 06489 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| RICHARD RACUSIN3 | 1144 HIGHLAND DRIVE SHAVERTOWN, PA 18708 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.03% |
| MEGAN L KEEFE3 | 139 EAST WEST HILL ROAD BARKHAMSTED, CT 06063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK RD CAPE MAY COURT HOUSE, NJ 08210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| R AARON WRIGHT3 Filed as: AARON R WRIGHT | 9505 TRUSCOTT CT PROSPECT, KY 40059 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| CHERYL C NELSON3 | 5224 S EASTERN SCHOOL ROAD PEKIN, IN 47165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| ANNA REIS3 Filed as: ANNA M REIS | 616 AMBERLEY DR BLUE BELL, PA 19422 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| LAWERENCE C KENNEY3 | 602 LIBERTY PLACE SICKLERVILLE, NJ 08080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| DARLENE M MILLER3 | 86 EATON ROAD PENNSVILLE, NJ 08070 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| KAREN STONE3 | PO BOX 246 PROVIDENCE, KY 42450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| RUEANN M EMERSON3 | 225 SOMERSLY PLACE LEXINGTON, KY 40515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| TRECIA J BRADY3 | 2275 SILAS DEANE HWY ROCKY HILL, CT 06067 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK COURT VINELAND, NJ 08361 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| FRANK ANTHONY LAIRD3 Filed as: FRANK A LAIRD | 4365 WOODLAND HILL DR KEVIL, KY 42053 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| DARREN D RIDDLE3 | 7850 AVONDALE TERRACE HARRISBURG, PA 17112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| ANGELA MASSARELLI3 | 432 TUVIRA LANE CHERRY HILL, NJ 08003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| MARTIN E BYSTROM3 | 333 OVERLOOK LANE GULPH MILLS, PA 19428 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| RYAN K GOLDBERG3 | 103-107 CHURCH ST PHILADELPHIA, PA 19106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| C A LUPP INC3 Filed as: C A LUPP, INC. | 805 BUTLER DR MIDDLETOWN, PA 17057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| MATTHEW T O'HANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| THE DIAMOND AGENCY LLC3 Filed as: THE DIAMOND AGENCY | 1017 ASHES DRIVE 106 WILMINGTON, NC 28405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| MARK C LAMAR3 | 1006 APPLE BLOSSOM DRIVE FLORENCE, KY 41042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| TRACY ANDERSEN INSURANCE LLC3 | 12592 MOJAVE DRIVE FISHERS, IN 46037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| FREDERICK BROWNING3 | 218 OVERVIEW DR SOMERSET, KY 42503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| KATHRYN P BAKER3 | 15 MEADOWBROOK RD MADISON, CT 06443 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ADAM C MCBRIDE3 | 319 W 2ND ST OWENSBORO, KY 42303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| THOMAS P MCKIERNAN3 | 20 JAMES STREET MILFORD, CT 06460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MICHAEL T REYES3 | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06518 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MAUREEN E SNOW3 | 68 WINGATE ROAD HOLLISTON, MA 01746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MAUREEN E SNOW3 | 68 WINGATE ROAD HOLLISTON, MA 01746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MICHAEL T REYES3 | 185 PLAINS RD STE 200E MILFORD, CT 06461 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JUSTIN M GUIDI3 | 1039 44TH AVE NORTH SUITE 101 MYRTLE BEACH, SC 29577 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DALE I DAVIS3 | 333 E SHORT ST SUITE 130 LEXINGTON, KY 40507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BISHOP INSURANCE, LLC3 | 113 HOMESTEAD DRIVE BOILING SPRINGS, SC 29316 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOHN B OWENS3 | 737 BURNT MILL CREEK RD MOUNTVILLE, SC 29370 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| THOMAS M DAYTON3 | 324 OLD WOOD DR COLUMBIA, SC 29212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | 23 MORGAN DRIVE SPARTA, NJ 07871 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ANNA REIS3 Filed as: ANNA M REIS | 52712B ADELAIDE DR MOUNT LAUREL, NJ 08054 | AFLAC | $209 | — | $209 | 4.49% |
| ROBERT C. BRENTARI3 Filed as: ROBERT C BRENTARI | 2 PRINCESS ROAD LAWERENCEVILLE, NJ 08648 | AFLAC | $58 | — | $58 | 1.25% |
| BONNIE J BORDEN3 | 55 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $42 | — | $42 | 0.90% |
| ROSA M MONTOYA3 | 64 KIRKHAM PL NEWINGTON, CT 06111 | AFLAC | $37 | — | $37 | 0.80% |
| DARLENE S DILLON3 | 55 E END AVE CARNEYS POINT, NJ 08069 | AFLAC | $21 | — | $21 | 0.45% |
| DIANE M BOUCHER3 | PO 1821 BRISTOL, CT 06011 | AFLAC | $15 | — | $15 | 0.32% |
| JOSE A SCHIENEMAN3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $12 | — | $12 | 0.26% |
| DARLENE S DILLON3 | 120 WOODSIDE ROAD LEXINGTON, SC 29072 | AFLAC | $11 | — | $11 | 0.24% |
| TRECIA J BRADY3 | 71 NUTMEG CT MIDDLETOWN, CT 06457 | AFLAC | $11 | — | $11 | 0.24% |
| MARTIN F. CONROY3 | PO BOX 475 HOBOKEN, NJ 07030 | AFLAC | $9 | — | $9 | 0.19% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $7 | — | $7 | 0.15% |
| THOMAS P JEFFERY III3 | 240 CEDAR ST NEWINGTON, CT 06111 | AFLAC | $6 | — | $6 | 0.13% |
| MICHAEL A FORNARO3 | 271 US HIGHWAY 46 STE H119 FAIRFIELD, NJ 07004 | AFLAC | $5 | — | $5 | 0.11% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $4 | — | $4 | 0.09% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $4 | — | $4 | 0.09% |
| TIMOTHY MCDERMOTT3 | 29 MAPLE LANE MOUNT ARLINGTON, NJ 07856 | AFLAC | $3 | — | $3 | 0.06% |
| JOSHUA PAUL GROUP INC3 | 17 OAK LN RANDOLPH, NJ 07869 | AFLAC | $2 | — | $2 | 0.04% |
| ANN PREGNER3 | PO BOX 87 BROOKSIDE, NJ 07926 | AFLAC | $2 | — | $2 | 0.04% |
| PETER J SCARNATO3 | 108 TRUMAN DR BRICK, NJ 08724 | AFLAC | $2 | — | $2 | 0.04% |
| MATTHEW G BERGER3 Filed as: MATTHEW G. BERGER | 22 SUNNYRIDGE RD WAYNE, NJ 07470 | AFLAC | $1 | — | $1 | 0.02% |
| CHRISTOPHER S AUSTERMANN3 | 148 EASTERN BLVD GLASTONBURY, CT 06033 | AFLAC | $1 | — | $1 | 0.02% |
| JOHN K SCHULE3 | 102 BLACKWOOD LN STAMFORD, CT 06903 | AFLAC | $1 | — | $1 | 0.02% |
| MICHAEL T REYES3 | 185 PLAINS RD STE 200E MILFORD, CT 06461 | AFLAC | $1 | — | $1 | 0.02% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE 239 MEDIA, PA 19063 | AFLAC | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 414 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 425 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 1,314 | $43K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 334 | $89K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 482 | $116K |
| Short-term disability(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 1,314 | $148K |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 1,314 | $160K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.