| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | CANOPY INSURANCE CORP | $8K | — | $8K | 10.00% |
| AMERICOMP BENEFITS5 | P.O. BOX 4319 COLUMBUS, GA 31914 | AMERICOMP BENEFITS | — | $2K | $2K | 3.16% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | GULF GUARANTY LIFE INSURANCE COMPANY | $7K | — | $7K | 14.00% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE, LLC | 700 - 37 STREET SOUTH BIRMINGHAM, AL 35222 | GULF GUARANTY LIFE INSURANCE COMPANY | $3K | — | $3K | 6.00% |
| LBA SERVICE LLC3 Filed as: LBA SERVICES, LLC | 700 - 37 STREET SOUTH BIRMINGHAM, AL 35222 | GULF GUARANTY LIFE INSURANCE COMPANY | $534 | — | $534 | 1.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | CANOPY INSURANCE CORP | $1K | — | $1K | 10.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE | $803 | — | $803 | 10.00% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY COMPANY INC (AXIS) | 3500 BLUE LAKE DRIVE, SUITE 280 VESTAVIA, AL 35243 | AXIS GAP/ACI ADMINISTRATIVE CONCEPTS, INC. | $24K | — | $24K | — |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE (AXIS) | 700 - 37 STREET SOUTH BIRMINGHAM, AL 35222 | AXIS GAP/ACI ADMINISTRATIVE CONCEPTS, INC. | $11K | — | $11K | — |
| SURETY MARKETING & CONSULTING3 Filed as: SURETY MARKETING (AXIS) | 246 RIVER OAK DR., MT.PLEASANT, SC 29464 | AXIS GAP/ACI ADMINISTRATIVE CONCEPTS, INC. | $9K | — | $9K | — |
| LBA SERVICE LLC3 Filed as: LBA SERVICE (AXIS) | 700 - 37 STREET SOUTH BIRMINGHAM, AL 35222 | AXIS GAP/ACI ADMINISTRATIVE CONCEPTS, INC. | $2K | — | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 260 | $899K |
| Dental | CANOPY INSURANCE CORP | 123 | $80K |
| Vision(2 contracts, 2 carriers) | CANOPY INSURANCE CORP | 114 | $19K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 260 | $846K |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 260 | $925K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.