| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | GULF GUARANTY LIFE INSURANCE COMPANY | $29K | — | $29K | 14.00% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE, LLC | 700 - 37 STREET SOUTH BIRMINGHAM, AL 35222 | GULF GUARANTY LIFE INSURANCE COMPANY | $12K | — | $12K | 6.00% |
| LBA SERVICE LLC3 Filed as: LBA SERVICES, LLC | 700 - 37 STREET SOUTH BIRMINGHAM, AL 35222 | GULF GUARANTY LIFE INSURANCE COMPANY | $2K | — | $2K | 1.00% |
| AMERICOMP BENEFITS5 | P.O. BOX 4319 COLUMBUS, GA 31914 | AMERICOMP BENEFITS | — | $2K | $2K | 3.23% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | SOUTHLAND DENTAL CORP | $7K | — | $7K | 10.00% |
| THE PRIESTLEY COMPANY3 | 3500 BLUE LAKE DRIVE, SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 253 | $1.1M |
| Dental | SOUTHLAND DENTAL CORP | 117 | $74K |
| Vision | NATIONAL GUARDIAN LIFE | 111 | $18K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 250 | $889K |
| Other(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 250 | $966K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.