| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3100 ROYAL BLVD S ALPHARETTA, GA 30022 | STARMOUNT LIFE INSURANCE COMPANY | $162K | $81K | $243K | 15.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3100 ROYAL BLVD S ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $73K | $24K | $97K | 8.80% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE | STE 100 22 INVERNESS CENTER PARKWAY BIRMINGHAM, AL 35242 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $93K | — | $93K | 8.40% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2100 ROYAL BLVD S ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $147K | $49K | $196K | 20.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE BENEFIT | STE 100 22 INVERNESS CENTER PARKWAY BIRMINGHAM, AL 35242 | PORVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $422K | $34K | $455K | 54.42% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 89662 CHARLOTTE, NC 28289 | PORVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $331K | $48K | $379K | 45.31% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE EF | STE 100 22 INVERNESS CENTER PARKWAY BIRMINGHAM, AL 35242 | UNUM INSURANCE COMPANY | $296K | — | $296K | 39.20% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3100 ROYAL BLVD S ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | $233K | $17K | $249K | 33.00% |
| SELERIX SYSTEMS INC3 Filed as: SELERIX | 2851 CRAIG DR STE 300 MCKINNEY, TX 75072 | UNUM INSURANCE COMPANY | $75K | — | $75K | 9.93% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH DBA WORKSITE BE | STE 100 22 INVERNESS CENTER PARKWAY BIRMINGHAM, AL 35242 | UNUM INSURANCE COMPANY | $192K | — | $192K | 39.22% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3100 ROYAL BLVD S ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | $151K | $11K | $162K | 32.99% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3100 ROYAL BLVD S ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $49K | $16K | $65K | 20.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3100 ROYAL BLVD S ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE CMPANY OF AMERICA | $4K | $1K | $6K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,078 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,078 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 2,991 | $26.6M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 4,289 | $1.6M |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 4,289 | $1.6M |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,938 | $1.8M |
| Short-term disability(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,938 | $2.1M |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,938 | $1.3M |
| Prescription drug(2 contracts) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 2,991 | $26.6M |
| Other(7 contracts, 5 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 5,938 | $30.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,938 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.