| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC. | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 352332310 | RELIASTAR LIFE INSURANCE COMPANY | $367K | — | $367K | 11.85% |
| WORKSITE BENEFIT SERVICES3 Filed as: WORKSITE BENEFIT SERVICES, INC. | 246 INVERNESS CENTER DRIVE BIRMINGHAM, AL 352424834 | RELIASTAR LIFE INSURANCE COMPANY | $320K | $3K | $323K | 10.41% |
| MCGRIFF INSURANCE SERVICES INC3 | 250 W 1ST ST STE 100 WINSTON SALEM, NC 271014055 | RELIASTAR LIFE INSURANCE COMPANY | — | $39K | $39K | 1.27% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC. | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 352332310 | AMERITAS LIFE INSURANCE CORP. | $153K | — | $153K | 10.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 47 AIRPARK CT P.O. BOX 27149 GREENVILLE, SC 296162149 | AMERITAS LIFE INSURANCE CORP. | — | $16K | $16K | 1.05% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS, INC. | 2211 7TH AVENUE SOUTH BIRMINGHAM, AL 352332310 | AMERITAS LIFE INSURANCE CORP. | $31K | — | $31K | 10.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 47 AIRPARK CT P.O. BOX 27149 GREENVILLE, SC 296162419 | AMERITAS LIFE INSURANCE CORP. | — | $6K | $6K | 1.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,030 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,030 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 5,061 | $27.1M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 11,077 | $1.5M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 9,328 | $307K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 24,186 | $3.1M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 24,186 | $3.1M |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 24,186 | $3.1M |
| Prescription drug(2 contracts) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 5,061 | $27.1M |
| Other(5 contracts, 4 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 24,186 | $31.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.