| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VALENT GROUP3 Filed as: VALENT GROUP, LLC | 3500 BLUE LAKE DRIVE SUITE 120 BIRMINGHAM, AL 35243 | GUARDIAN | $6K | $6K | $11K | 20.18% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOLUTIONS, INC. | PO BOX 11407 DEPT #2142 BIRMINGHAM, AL 35246 | USABLE LIFE | $871 | — | $871 | 6.00% |
| REYNOLDS, SAMUEL3 | 1400 JACK WARNER PKWY STATION #40 TUSCALOOSA, AL 35404 | USABLE LIFE | $290 | — | $290 | 2.00% |
| ROWLAND, ANGELA3 | 756 GRACE PARK N. TUSCALOOSA, AL 35406 | USABLE LIFE | $290 | — | $290 | 2.00% |
| BRUNER, WILLIAM3 | 4696 MCGILL CT HOOVER, AL 35226 | USABLE LIFE | $145 | — | $145 | 1.00% |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMNGHAM, AL 35223 | COLONIAL LIFE | $2K | $275 | $2K | — |
| VALENT GROUP3 | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE | $1K | — | $1K | — |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE | $755 | — | $755 | — |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE | $415 | $94 | $509 | — |
| PRESTON ROBERTSON ENTERPRISES INC3 | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE | $500 | — | $500 | — |
| AIMEE STONE3 | 3604 CONVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE | $402 | $29 | $431 | — |
| BURTON M HERRING JR3 | 1135 ARLINGTON DRIVE BIRMINGHAM, AL 35224 | COLONIAL LIFE | $235 | — | $235 | — |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE | $194 | $41 | $235 | — |
| CARLA BURWELL3 | 446 EATON ROAD BIRMINGHAM, AL 35242 | COLONIAL LIFE | $156 | — | $156 | — |
| ROBERT H STONE SR3 Filed as: ROBERT H STONE, SR | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE | $110 | $39 | $149 | — |
| AMELIA ANN HAM3 | 47 LEE ROAD 716 AUBURN, AL 36830 | COLONIAL LIFE | $65 | $50 | $115 | — |
| ASHLEY WIMBERLEY SKELTON3 | 19 BUNGALOW COURT PIKE ROAD, AL 36064 | COLONIAL LIFE | $65 | $42 | $107 | — |
| TODD ALAN BOOZER3 | 4213 OLD LEEDS LANE BIRMINGHAM, AL 35213 | COLONIAL LIFE | $69 | — | $69 | — |
| CAROLE H WARREN3 | 2716 HANOVER CIRCLE BIRMINGHAM, AL 35205 | COLONIAL LIFE | $40 | — | $40 | — |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE | $10 | — | $10 | — |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMNGHAM, AL 35223 | COLONIAL LIFE | $1K | $285 | $2K | — |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE | $1K | $0 | $1K | — |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE | $645 | $146 | $791 | — |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE | $310 | — | $310 | — |
| AIMEE STONE3 | 3604 CONVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE | $247 | $12 | $259 | — |
| KELLIE WELLS3 | 16281 SAVOY PORT FAIRHOPE, AL 36532 | COLONIAL LIFE | $246 | — | $246 | — |
| PRESTON ROBERTSON ENTERPRISES INC3 | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE | $167 | — | $167 | — |
| AMELIA ANN HAM3 | 47 LEE ROAD 716 AUBURN, AL 36830 | COLONIAL LIFE | $86 | $66 | $152 | — |
| ASHLEY WIMBERLEY SKELTON3 | 19 BUNGALOW COURT PIKE ROAD, AL 36064 | COLONIAL LIFE | $86 | $56 | $142 | — |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE | $120 | $17 | $137 | — |
| TODD ALAN BOOZER3 | 4213 OLD LEEDS LANE BIRMNGHAM, AL 35213 | COLONIAL LIFE | $106 | — | $106 | — |
| ROBERT H STONE SR3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE | $73 | $25 | $98 | — |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE | $24 | — | $24 | — |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE | $217 | — | $217 | — |
| CARLA BURWELL3 | 446 EATON ROAD BIRMINGHAM, AL 35242 | COLONIAL LIFE | $155 | $3 | $158 | — |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE | $40 | $19 | $59 | — |
| AMELIA ANN HAM3 | 47 LEE ROAD 716 AUBURN, AL 36830 | COLONIAL LIFE | $20 | $16 | $36 | — |
| ASHLEY WIMBERLEY SKELTON3 | 19 BUNGALOW COURT PIKE ROAD, AL 36064 | COLONIAL LIFE | $20 | $13 | $33 | — |
| ROBERT H STONE SR3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE | $8 | $3 | $11 | — |
| TODD BOOZER3 | 2900 CAHABA ROAD BIRMINGHAM, AL 35223 | COLONIAL LIFE | $522 | $131 | $653 | — |
| VALENT GROUP3 Filed as: VALENT GROUP LLC | 3500 BLUELAKE DRIVE STE 120 VESTAVIA, AL 35243 | COLONIAL LIFE | $588 | — | $588 | — |
| TODD ALAN BOOZER3 | 4213 OLD LEEDS LANE BIRMINGHAM, AL 35213 | COLONIAL LIFE | $317 | — | $317 | — |
| PRESTON ROBERTSON ENTERPRISES INC3 | 11659 BERRY HILL DRIVE NORTHPORT, AL 35475 | COLONIAL LIFE | $221 | — | $221 | — |
| COBBS ALLEN & HALL INC3 Filed as: COBBS ALLEN HALL INC | 115 OFFICE PARK DRIVE BIRMINGHAM, AL 35223 | COLONIAL LIFE | $201 | — | $201 | — |
| AIMEE STONE3 | 3604 CONVENTRY CIRCLE VESTAVIA, AL 35243 | COLONIAL LIFE | $88 | $2 | $90 | — |
| AMELIA ANN HAM3 | 47 LEE ROAD 716 AUBURN, AL 36830 | COLONIAL LIFE | $42 | $32 | $74 | — |
| ASHLEY WIMBERLEY SKELTON3 | 19 BUNGALOW COURT PIKE ROAD, AL 36064 | COLONIAL LIFE | $42 | $27 | $69 | — |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE | $43 | $3 | $46 | — |
| ROBERT H STONE SR3 | 3604 COVENTRY CIRCLE VESTAVIA HILLS, AL 35243 | COLONIAL LIFE | $24 | $9 | $33 | — |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE | $12 | — | $12 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | GUARDIAN | 114 | $56K |
| Vision | GUARDIAN | 114 | $55K |
| Life insurance(5 contracts, 2 carriers) | USABLE LIFE | 129 | $15K |
| Short-term disability(4 contracts) | COLONIAL LIFE | 38 | $0 |
| Other(5 contracts, 2 carriers) | USABLE LIFE | 129 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.