| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES - MACE BENEFITS GROUP INC | 5775 GLENRIDGE DR STE E500 ATLANTA, GA 303287137 | RELIASTAR LIFE INSURANCE COMPANY | $387K | $0 | $387K | 14.03% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 4309 EMPEROR BLVD STE 300 DURHAM, NC 277038046 | RELIASTAR LIFE INSURANCE COMPANY | $121K | $0 | $121K | 4.39% |
| OASIS SOFTWARE II, LLC3 | 1105 DEEP WOODS TRL BRENTWOOD, TN 370276310 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $55K | $55K | 2.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 2211 7TH AVE S BIRMINGHAM, AL 352332310 | RELIASTAR LIFE INSURANCE COMPANY | $45K | $0 | $45K | 1.62% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 250 W 1ST ST STE 100 WINSTON SALEM, NC 271014055 | RELIASTAR LIFE INSURANCE COMPANY | $9K | $0 | $9K | 0.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,298 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 8,298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 19,640 | $0 |
| Vision | VISION SERVICE PLAN | 7,277 | $970K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 15,755 | $6.7M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 15,755 | $6.7M |
| Other | HARTFORD LIFE AND ACCIDENT | 15,755 | $6.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.