| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 6000 POPLAR AVENUE, SUITE 300 MEMPHIS, TN 38119 | UNITEDHEALTHCARE INSURANCE COMPANY | $62K | — | $62K | 3.21% |
| REBSAMEN INSURANCE INC3 Filed as: REBSAMEN INSURANCE | 405 E. SAINT PETER STREET NEW IBERIA, LA 70560 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $103 | $103 | 0.01% |
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 39157 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 4.25% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART.COM | 222 W. LAS COLINAS BLVD, STE 600N IRVING, TX 75039 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.75% |
| REGIONS INSURANCE INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $667 | — | $667 | 0.31% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 S MICHIGAN AVENUE, SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $138 | $138 | 0.06% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 391572149 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 6.43% |
| REGIONS INSURANCE INC3 | P O BOX 3198 LITTLE ROCK, AR 722033198 | PRINCIPAL LIFE INSURANCE COMPANY | — | $455 | $455 | 0.46% |
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 39157 | UNION SECURITY INSURANCE COMPANY 5476592 | $15K | — | $15K | 29.77% |
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 39157 | UNION SECURITY INSURANCE COMPANY 5476592 | $12K | — | $12K | 24.27% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART BENEFIT SOLUTIONS, INC. | 222 W. LAS COLINAS BLVD, STE 600N IRVING, TX 75039 | UNION SECURITY INSURANCE COMPANY 5476592 | $6K | $88 | $7K | 12.92% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART BENEFIT SOLUTIONS, INC. | 222 W. LAS COLINAS BLVD, STE 600N IRVING, TX 75039 | UNION SECURITY INSURANCE COMPANY 5476592 | $5K | $69 | $5K | 10.58% |
| REGIONS INSURANCE INC3 | DEPT 268, P O BOX 2153 BIRMINGHAM, AL 35287 | HUMANA | $3K | — | $3K | 10.00% |
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 39157 | UNION SECURITY INSURANCE COMPANY 5476592 | $8K | $605 | $9K | 39.40% |
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 39157 | UNION SECURITY INSURANCE COMPANY 5476592 | $8K | $557 | $8K | 35.68% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART BENEFIT SOLUTIONS, INC. | 222 W. LAS COLINAS BLVD, STE 600N IRVING, TX 75039 | UNION SECURITY INSURANCE COMPANY 5476592 | $4K | — | $4K | 15.76% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART BENEFIT SOLUTIONS, INC. | 222 W. LAS COLINAS BLVD, STE 600N IRVING, TX 75039 | UNION SECURITY INSURANCE COMPANY 5476592 | $3K | — | $3K | 14.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 473 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 473 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 473 | $1.9M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 364 | $99K |
| Vision | HUMANA | 202 | $28K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 439 | $214K |
| Short-term disability(3 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 439 | $287K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 439 | $214K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 439 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 473 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.