| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC. | 405 E. SAINT PETER STREET NEW IBERIA, LA 70560 | UNITEDHEALTHCARE INSURANCE COMPANY | $55K | — | $55K | 2.79% |
| REBSAMEN INSURANCE INC3 Filed as: REBSAMEN INSURANCE | 405 E. SAINT PETER STREET NEW IBERIA, LA 70560 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| REGIONS INSURANCE INC3 | 1020 HIGHLAND COLONY PKWY, STE 302 RIDGELAND, MS 39157 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 4.55% |
| REGIONS INSURANCE INC3 | 1500 RIVERFRONT DRIVE LITTLE ROCK, AR 72202 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.55% |
| HEALTHSMART BENEFIT SOLUTIONS3 Filed as: HEALTHSMART.COM | 222 W. LAS COLINAS BLVD, STE 600N IRVING, TX 75039 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $772 | — | $772 | 0.45% |
| AXA ASSISTANCE, USA5 Filed as: AXA ASSISTANCE USA | 122 S MICHIGAN AVENUE, SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $134 | $134 | 0.08% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | P O BOX 13389 JACKSON, AL 39236 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $2K | $7K | 9.78% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | SUZANNE HAMBRICK JACKSON, MS 39236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $4K | — | $4K | 11.14% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $820 | $288 | $1K | 3.50% |
| SEHC BENEFITS LLC3 | 480 ST AUGUSTINE MADISON, MS 39110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $769 | $245 | $1K | 3.21% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING INC. | 731 AVIGNON DRIVE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $482 | $377 | $859 | 2.72% |
| APRIL MECHATTO3 | 5107 O'BRYAN AVENUE GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $496 | $71 | $567 | 1.79% |
| VIRGINIA W LAVENDER3 | 1915 BARNES ROAD CANTON, MS 39046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $437 | $73 | $510 | 1.61% |
| PATRICIA HINTON GRIGSBY | 3402 NOTTINGHAM ROAD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $438 | — | $438 | 1.39% |
| J MICHAEL NORRIS INC3 Filed as: J MICHAEL NORRIS INC. | 731 AVIGNON DRIVE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $308 | $33 | $341 | 1.08% |
| THOMAS A TURNER IV INSURANCE LLC3 | 909 BAY RIDGE DR. JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $118 | — | $118 | 0.37% |
| STEVEN WELTON GREGORY3 | 614 CAMELLIA POINTE BLVD. OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $33 | $54 | $87 | 0.28% |
| JOHN RENE WALDRUP3 | 295 POSEY LANE VAUGHN, MS 39179 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $69 | $3 | $72 | 0.23% |
| BENEFIT CONSULTANTS INC3 Filed as: BENEFIT CONSULTANTS PA | 407 WINDSOR DRIVE CLINTON, MS 39056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $33 | $8 | $41 | 0.13% |
| COBERN DEES HINTON | 2738 HWY 471 BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $33 | $6 | $39 | 0.12% |
| ASHLEY S WALDRUP3 Filed as: ASHLEY SCOTT | 295 POSEY LANE VAUGHN, MS 39179 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $34 | — | $34 | 0.11% |
| CARLA BURWELL3 | 446 EATON ROAD BIRMINGHAM, AL 35242 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $32 | — | $32 | 0.10% |
| ROSA SHALA3 | 16112 HARBOUR VISTA CIRCLE ST AUGUSTINE, FL 32080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $4 | — | $4 | 0.01% |
| JOEY MIGUES3 Filed as: JOEY GRUBBS BENEFITS LLC | 4527 ARGYLE LANE TALLAHASSEE, FL 32309 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3887213) | $3 | — | $3 | 0.01% |
| REGIONS INSURANCE INC3 | DEPT 268, P O BOX 2153 BIRMINGHAM, AL 35287 | HUMANA | $2K | — | $2K | 10.00% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE INC. | ATTN SUZANNE HAMBRICK JACKSON, MS 39236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $436 | — | $436 | 8.24% |
| HOLLINGSWORTH BENEFITS SOLUTIONS3 | 2 WIGEON RAYMOND, MS 39154 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $152 | $29 | $181 | 3.42% |
| SEHC BENEFITS LLC3 | 242 SAWBRIDGE DRIVE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $116 | $18 | $134 | 2.53% |
| APRIL MECHATTO3 | 5107 O'BRYAN AVENUE GULFPORT, MS 39507 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $106 | $15 | $121 | 2.29% |
| ROBBINS RESEARCH AND PLANNING INC3 Filed as: ROBBINS RESEARCH AND PLANNING INC. | 731 AVIGNON DRIVE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $67 | $33 | $100 | 1.89% |
| J MICHAEL NORRIS INC3 Filed as: J MICHAEL NORRIS INC. | 731 AVIGNON DRIVE RIDGELAND, MS 39157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $43 | $3 | $46 | 0.87% |
| ASHLEY S WALDRUP3 Filed as: ASHLEY SCOTT | 295 POSEY LANE VAUGHN, MS 39179 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $39 | — | $39 | 0.74% |
| PATRICIA HINTON GRIGSBY3 | 3402 NOTTINGHAM ROAD OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $30 | — | $30 | 0.57% |
| THOMAS A TURNER IV INSURANCE LLC3 | 909 BAY RIDGE DR. JACKSON, MS 39211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $12 | — | $12 | 0.23% |
| STEVEN WELTON GREGORY3 | 614 CAMELLIA POINTE BLVD. OCEAN SPRINGS, MS 39564 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $2 | $4 | $6 | 0.11% |
| CARLA BURWELL3 | 446 EATON ROAD BIRMINGHAM, AL 35242 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $3 | — | $3 | 0.06% |
| COBERN DEES HINTON3 | 2738 HWY 471 BRANDON, MS 39047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (E3892817) | $2 | — | $2 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 413 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 413 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 413 | $2.0M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 329 | $75K |
| Vision | HUMANA | 167 | $23K |
| Life insurance(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 373 | $207K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 373 | $171K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 373 | $171K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 373 | $171K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 413 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.