| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC | 7115 HALCYON SUMMIT DR MONTGOMERY, AL 361176971 | VISION SERVICE PLAN | $26K | — | $26K | 9.17% |
| BETTY JEAN GAMACHE3 Filed as: BETTY LITTLE | 481 TOWNE LAKE PLACE MONTGOMERY, AL 36117 | AFLAC | $13K | $265 | $13K | 5.82% |
| ALFA AGENCY ALABAMA INC3 | PO BOX 11000 MONTGOMERY, AL 36191 | AFLAC | $5K | — | $5K | 2.33% |
| BETTY JEAN GAMACHE3 Filed as: BETTY GAMACHE | 136 CHARLESTON CT N MONTGOMERY, AL 36117 | AFLAC | $5K | — | $5K | 2.20% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $5K | — | $5K | 2.17% |
| KEITH BELICH3 | 2740 CENTRAL PKWY MONTGOMERY, AL 36106 | AFLAC | $4K | $56 | $5K | 2.06% |
| LYNNE HUDGINS MOORE3 Filed as: LYNNE MOORE | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $2K | $56 | $2K | 1.02% |
| MONIQUE E HAHN3 Filed as: MONIQUE HAHN | 3500 CLAIRMONT AVE S BIRMINGHAM, AL 35222 | AFLAC | $1K | — | $1K | 0.67% |
| RANDY B JACKSON3 Filed as: RANDY JACKSON | PO BOX 1550 MILLBROOK, AL 36054 | AFLAC | $307 | — | $307 | 0.14% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN LEE | 322 FARMHOUSE ROAD ELLERSLIE, GA 31807 | AFLAC | $148 | — | $148 | 0.07% |
| BRIAN E HICKS3 Filed as: BRIAN HICKS | 188 FRONT STREET STE 116 39 FRANKLIN, TN 37064 | AFLAC | $100 | — | $100 | 0.05% |
| JOHN W AMOS3 Filed as: JOHN AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $99 | — | $99 | 0.04% |
| STAN A SHERLIN3 Filed as: STAN SHERLIN | 773 TOWNE LAKE DRIVE MONTGOMERY, AL 36117 | AFLAC | $94 | — | $94 | 0.04% |
| ALICA BLEVINS3 | 1850 SQUAW RIDGE ROAD ECLECTIC, AL 36024 | AFLAC | $85 | — | $85 | 0.04% |
| JOHN W AMOS3 Filed as: JOHN AMOS | 10051 VETERANS PKWY #2B MIDLAND, GA 31820 | AFLAC | $29 | — | $29 | 0.01% |
| STUART P WALKER3 Filed as: STUART WALKER | 3223 WALTON DR MONTGOMERY, AL 36111 | AFLAC | $24 | — | $24 | 0.01% |
| MICHAEL A INGRAM3 Filed as: MICHAEL INGRAM | 881 LEE ROAD 213 PHENIX CITY, AL 36870 | AFLAC | $23 | — | $23 | 0.01% |
| JOEL SANDERS3 | 2165 HALCYON BLVD MONTGOMERY, AL 36177 | AFLAC | $20 | — | $20 | 0.01% |
| RONALD B VOGLER3 Filed as: RONALD VOGLER | 5012 SPYGLASS COURT COLUMBUS, GA 31909 | AFLAC | $19 | — | $19 | 0.01% |
| RONALD EUGENE WALLACE3 Filed as: RONALD WALLACE | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $15 | — | $15 | 0.01% |
| JOHN DAVID NEILL3 Filed as: JOHN NEILL | 55 TWIN OAKS DR BLOUNTSVILLE, AL 35031 | AFLAC | $15 | — | $15 | 0.01% |
| CW MCDANIEL INC3 | PO BOX 5567 COLUMBUS, GA 31906 | AFLAC | $13 | — | $13 | 0.01% |
| RONALD STALLINGS3 | 875 THREE WOOD DR FAYETTEVILLE, NC 28312 | AFLAC | $11 | — | $11 | 0.00% |
| BRIAN K CHAMBERS3 Filed as: BRIAN CHAMBERS | 8 NIGHTWIND COUNT COLUMBUS, GA 31909 | AFLAC | $8 | — | $8 | 0.00% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $7 | — | $7 | 0.00% |
| JOHN PAUL THOMPSON II3 Filed as: JOHN THOMPSON JR | 343 SABAL SPRINGS CT DEBARY, FL 32713 | AFLAC | $7 | — | $7 | 0.00% |
| KAREN L BURGESS3 Filed as: KAREN BURGESS | 1968 EASTERN VALLEY RD BESSEMER, AL 35022 | AFLAC | $6 | — | $6 | 0.00% |
| DEANA D FAGUNDES3 Filed as: DEANA FAGUNDES | 1319 WINDWARD CIRCLE NICEVILLE, FL 32578 | AFLAC | $5 | — | $5 | 0.00% |
| GEORGE G DICKEY3 Filed as: GEORGE DICKEY | PO BOX 2575 CONWAY, AR 72033 | AFLAC | $4 | — | $4 | 0.00% |
| RICKEY L BOOTHE3 Filed as: RICKEY L. BOOTHE | PO BOX 584 OPP, AL 36467 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.00% |
| SUPPLEMENTAL SPECIALISTS INC3 | 25405 PERDIDO BEACH BLVD STE 21-226 ORANGE BEACH, AL 36561 | AFLAC | $4 | — | $4 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $1 | — | $1 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| C R RAMSEY POTTS3 Filed as: CR RAMSEY POTTS | PO BOX 484 BLOOMINGDALE, GA 31302 | AFLAC | $1 | — | $1 | 0.00% |
| HARMON DENNIS BRADSHAW INC3 | 7115 HALCYON SUMMIT DR PO BOX 241667 MONTGOMERY, AL 361176971 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,643 | $284K |
| Other(2 contracts, 2 carriers) | AFLAC | 3,395 | $323K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.