| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BETTY JEAN GAMACHE3 Filed as: BETTY JANE LITTLE | 481 TOWNE LAKE PLACE MONTGOMERY, AL 36117 | AFLAC | $18K | $1K | $19K | 6.62% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $7K | $219 | $7K | 2.45% |
| ALFA AGENCY ALABAMA INC3 | PO BOX 11000 MONTGOMERY, AL 36191 | AFLAC | $7K | — | $7K | 2.28% |
| BETTY JEAN GAMACHE3 | 136 CHARLESTON CT N MONTGOMERY, AL 36117 | AFLAC | $6K | — | $6K | 2.26% |
| KEITH BELICH3 | 2740 CENTRAL PKWY MONTGOMERY, AL 36106 | AFLAC | $3K | — | $3K | 1.18% |
| KEITH BELICH3 | 8650 MINNIE BROWN RD. STE 150 MONTGOMERY, AL 36117 | AFLAC | $3K | $248 | $3K | 1.14% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD., STE 150 MONTGOMERY, AL 36117 | AFLAC | $3K | $220 | $3K | 0.99% |
| MONIQUE E HAHN3 Filed as: MONIQUE E. HAHN | 130 WILDWOOD PKWY SUITE 108-344 BIRMINGHAM, AL 35238 | AFLAC | $2K | — | $2K | 0.74% |
| RANDY B JACKSON3 Filed as: RANDY B. JACKSON | PO BOX 1550 MILLBROOK, AL 36054 | AFLAC | $427 | $3 | $430 | 0.15% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN SHELBY AMOS | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $163 | $4 | $167 | 0.06% |
| VICTORIA A JOHNSTON3 | 2200 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $140 | $16 | $156 | 0.05% |
| ALICA BLEVINS3 | 1850 SQUAW RIDGE ROAD ECLECTIC, AL 36024 | AFLAC | $130 | — | $130 | 0.05% |
| BRIAN K CHAMBERS3 | 8 NIGHTWIND COUNT COLUMBUS, GA 31909 | AFLAC | $34 | $2 | $36 | 0.01% |
| JOHN KEYS3 Filed as: JOHN D KEYS8 | 816 ANNADALE RD MADISON, MS 39110 | AFLAC | $34 | — | $34 | 0.01% |
| STUART P WALKER3 | 3223 WALTON DR MONTGOMERY, AL 36111 | AFLAC | $29 | — | $29 | 0.01% |
| MICHAEL A INGRAM3 Filed as: MICHAEL A. INGRAM | PO BOX 3064 PHENIX CITY, AL 36868 | AFLAC | $27 | — | $27 | 0.01% |
| PAUL G BOWDEN III3 | P.O. BOX 13647 JACKSON, MS 39236 | AFLAC | $26 | — | $26 | 0.01% |
| RONALD B VOGLER3 Filed as: RONALD VOGLER | 5012 SPYGLASS COURT COLUMBUS, GA 31909 | AFLAC | $22 | — | $22 | 0.01% |
| RONALD EUGENE WALLACE3 | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $18 | — | $18 | 0.01% |
| JOHN DAVID NEILL3 | 55 TWIN OAKS DR BLOUNTSVILLE, AL 35031 | AFLAC | $17 | — | $17 | 0.01% |
| CW MCDANIEL INC3 | 1224 PEACOCK AVE SUITE 205A COLUMBUS, GA 31906 | AFLAC | $16 | — | $16 | 0.01% |
| RITA G CLINE3 Filed as: RITA CLINE | 4630 CADES COVE DR GARDENDALE, AL 35071 | AFLAC | $13 | — | $13 | 0.00% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEWPOINTE DR. STE B RIDGELAND, MS 39157 | AFLAC | $11 | — | $11 | 0.00% |
| E INGRAM INC3 Filed as: E INGRAM INC. | 455 PEBBLE CREEK DRIVE STE D MADISON, MS 39110 | AFLAC | $8 | — | $8 | 0.00% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $8 | — | $8 | 0.00% |
| VANESSA C MITCHELL3 | 481 BELLECHASE PLACE MADISON, MS 39110 | AFLAC | $8 | — | $8 | 0.00% |
| JOAN M MCSWAIN3 | 4347 LAKELAND DRIVE STE 104 JACKSON, MS 39216 | AFLAC | $8 | — | $8 | 0.00% |
| KAREN L BURGESS3 | 2050 OAK MOUNTAIN DR #4 STE 104 PELHAM, AL 35124 | AFLAC | $7 | — | $7 | 0.00% |
| D AND V BUTLER INC3 Filed as: D AND V BUTLER INC. | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $5 | — | $5 | 0.00% |
| DEANA D FAGUNDES3 Filed as: DEANA D. FAGUNDES | 1319 WINDWARD CIRCLE NICEVILLE, FL 32578 | AFLAC | $5 | — | $5 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H. WILLIS | 1853 PENNY ROYAL COURT MONUMENT, CO 80132 | AFLAC | $5 | — | $5 | 0.00% |
| GEORGE G DICKEY3 Filed as: GEORGE G. DICKEY | 13 ROSS DR. VILONIA, AR 72173 | AFLAC | $5 | — | $5 | 0.00% |
| RICKEY L BOOTHE3 Filed as: RICKEY L. BOOTHE | PO BOX 584 OPP, AL 36467 | AFLAC | $5 | — | $5 | 0.00% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS III | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.00% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC | 7115 HALCYON SUMMIT DR MONTGOMERY, AL 36117 | VISION SERVICE PLAN | $28K | — | $28K | 10.00% |
| HARMON DENNIS BRADSHAW INC3 | 7115 HALCYON SUMMIT DR PO BOX 241667 MONTGOMERY, AL 361176971 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 14.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,588 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,588 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 1,629 | $277K |
| Other(2 contracts, 2 carriers) | AFLAC | 3,588 | $383K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.