| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETE CANARELA3 Filed as: PETE CANARRELA | 21036A STATE HIGHWAY 181, STE 102B FAIRHOPE, AL 36532 | AFLAC | $2K | $60 | $2K | 6.67% |
| LISA S TAYLOR3 | 12904 OAK CT WILMER, AL 36587 | AFLAC | $2K | $33 | $2K | 5.80% |
| SARAH Y ZACCARO3 | 1015 MONTLIMAR DR STE D5 MOBILE, AL 36609 | AFLAC | $400 | $18 | $418 | 1.18% |
| SAIC INC3 | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $377 | — | $377 | 1.06% |
| ROBERT HESLEP3 | 6680 RIVER ISLAND CIR BUFORD, GA 30518 | AFLAC | $290 | $20 | $310 | 0.88% |
| BENJAMIN D JOHNSON3 | 9526 BEAR CREEK RD STERRETT, AL 35147 | AFLAC | $125 | $34 | $159 | 0.45% |
| RONALD EUGENE WALLACE3 | PO BOX 1355 BAY MINETTE, AL 36507 | AFLAC | $156 | — | $156 | 0.44% |
| MASKILL ENTERPRISES INC3 | PO BOX 1702 POINT CLEAR, AL 36564 | AFLAC | $114 | — | $114 | 0.32% |
| SUPPLEMENTAL SPECIALISTS INC3 | PO BOX 234 ORANGE BEACH, AL 36561 | AFLAC | $102 | — | $102 | 0.29% |
| CAROL JACKSON3 Filed as: CAROL S JACKSON | PO BOX 1550 MILLBROOK, AL 36054 | AFLAC | $74 | — | $74 | 0.21% |
| DUSTIN ROBERT JOHNSON3 | 50 HURT PLZ SE STE 1630 ATLANTA, GA 30303 | AFLAC | $65 | $4 | $69 | 0.19% |
| THERESA JANE PITTMAN3 | 368 COUNTY ROAD 1612 LOUIN, MS 39338 | AFLAC | $63 | — | $63 | 0.18% |
| ROBERT KOLB3 | 604 CHARLES BOOKER RD BAKER, FL 32531 | AFLAC | $39 | $18 | $57 | 0.16% |
| CHRISTOPHER W GRAHAM3 Filed as: CHRISTOPHER LEE INS AGENCY LLC | 6918 GOLDSTRUM WAY KATY, TX 77493 | AFLAC | $45 | $7 | $52 | 0.15% |
| RANDY B JACKSON3 | PO BOX 1550 MILLBROOK, AL 36265 | AFLAC | $50 | — | $50 | 0.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: DEBORAH C WILLIS | PO BOX 234 ORANGE BEACH, AL 36561 | AFLAC | $48 | — | $48 | 0.14% |
| KAREN HILTON KIMBRELL3 | PO BOX 714 SHERMAN, GA 39886 | AFLAC | $39 | — | $39 | 0.11% |
| TRACY ELEY3 | 2390 INDIAN RIDGE ESTATES DR MOBILE, AL 36695 | AFLAC | $35 | — | $35 | 0.10% |
| JOSEPH E PARKER JR3 | 6668 US HWY 98 STE A HATTIESBURG, MS 36402 | AFLAC | $33 | — | $33 | 0.09% |
| MKF & ASSOCIATES INC3 | 300 CAHABA PARK CIR STE 133 BIRMINGHAM, AL 35242 | AFLAC | $24 | $7 | $31 | 0.09% |
| ELENA A NIKOLAS3 | 50 HURT PLZ SE STE 1630 THE HURT BU ATLANTA, GA 30303 | AFLAC | $30 | — | $30 | 0.08% |
| KEITH BELICH3 | 2740 CENTRAL PKWY MONTGOMERY, AL 36106 | AFLAC | $25 | — | $25 | 0.07% |
| ALICE E NOBLE3 | 5812 DANDELION LN PENSACOLA, FL 32526 | AFLAC | $21 | — | $21 | 0.06% |
| MIMS BENEFIT GROUP3 | 118 NORTHAMPTON FD LEESBURG, GA 31763 | AFLAC | $21 | — | $21 | 0.06% |
| PATRICIA T SMITH3 | PO BOX 1566 ORANGE BEACH, AL 36561 | AFLAC | $18 | — | $18 | 0.05% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROOK | 10167 SUMMERLAKE DR MOBILE, AL 36608 | AFLAC | $17 | — | $17 | 0.05% |
| CHRISTIE MARZARI3 Filed as: CHRISTIE M MARZARI | 601 CRESCENT BLVD STE 102 RIDGELAND, MS 39157 | AFLAC | $16 | — | $16 | 0.05% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN W LUCAS | 6250 BROWNS BRIDGE RD CUMMING, GA 30041 | AFLAC | $16 | — | $16 | 0.05% |
| RODNEY B CLINGAN3 | 1212 JACKSON WAY SW JACKSONVILLE, AL 36265 | AFLAC | $14 | — | $14 | 0.04% |
| JOSEPH BAILEY DUCKETT3 | 1000 PARKWOOD CIR SE STE 900 ATLANTA, GA 30339 | AFLAC | $10 | $4 | $14 | 0.04% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $14 | — | $14 | 0.04% |
| JOHN B YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $13 | — | $13 | 0.04% |
| MARK BUTLER INC3 | 13155 SHRINERS BLVD STE A BILOXI, MS 39532 | AFLAC | $13 | — | $13 | 0.04% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 39106 | AFLAC | $10 | — | $10 | 0.03% |
| DAVID S JESSE3 Filed as: DAVID S. JESSE | 11962 HOMETOWN PL ORLANDO, FL 36283 | AFLAC | $10 | — | $10 | 0.03% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR MONTGOMERY, AL 36117 | AFLAC | $9 | — | $9 | 0.03% |
| DORIS L BRACKETT3 | 3233 HIGHGATE CHASE CT BERKELEY LAKE, GA 30092 | AFLAC | $8 | — | $8 | 0.02% |
| JEANNE BAGGETT3 | 836 MYSTIC PKWY SPRING BRANCH, TX 78070 | AFLAC | $7 | — | $7 | 0.02% |
| BRIAN E HICKS3 | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $7 | — | $7 | 0.02% |
| CHRISTOPHER PARSONS3 | 193 BEACH RD POQUOSON, VA 23662 | AFLAC | $7 | — | $7 | 0.02% |
| CRAIG M GADDY3 | 405 ROCKY RIDGE RD NE JACKSONVILLE, FL 36265 | AFLAC | $4 | — | $4 | 0.01% |
| MARK BUTLER INC3 | 15095 WOODWIND CV BILOXI, MS 39532 | AFLAC | $4 | — | $4 | 0.01% |
| TONYA S LANCASTER3 | 1820 THE EXCHANGE SE STE 750 ATLANTA, GA 30339 | AFLAC | $3 | — | $3 | 0.01% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $2 | — | $2 | 0.01% |
| JOEL SANDERS3 | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $2 | — | $2 | 0.01% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $2 | — | $2 | 0.01% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $2 | — | $2 | 0.01% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $1 | — | $1 | 0.00% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $1 | — | $1 | 0.00% |
| ANTHONY SCOTT WATERS3 | 3662 DAUPHIN ST STE 1A MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| ANTHONY SCOTT WATERS3 | 3662 DAUPHIN ST STE 1A MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE COMPANY | 200 GALLERIA PKWY SE, SUITE 1950 ATLANTA, GA 30339 | NATIONAL GUARDIAN LIFE INSURANCE COMANY | $1K | — | $1K | 10.00% |
| ANTHONY SCOTT WATERS3 | 3662 DAUPHIN ST STE 1A MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ANTHONY SCOTT WATERS3 | 3662 DAUPHIN ST STE 1A MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $965 | — | $965 | 15.00% |
| AUBURN BENEFITS SOLUTIONS LLC3 | 300 LEE RD 669 AUBURN, AL 36832 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $29 | — | $29 | 0.77% |
| D'ARCIPRETE & ASSOCIATES INC3 | 12945 US HIGHWAY 331 MONTGOMERY, AL 36105 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $18 | — | $18 | 0.48% |
| MINOR AND ASSOCIATES INC3 | 4626 STARBOARD LANE ORANGE BEACH, AL 36561 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $18 | — | $18 | 0.48% |
| CHANE SAMANTHA HINES3 | 300 LEE RD 669 AUBURN, AL 36832 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $7 | — | $7 | 0.19% |
| NICOLE D BOWEN3 | 2459 WILLIAMSON RD LUVERNE, AL 36049 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $6 | — | $6 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 97 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 97 | $997K |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 97 | $997K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMANY | 80 | $13K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $37K |
| Long-term disability(3 contracts, 3 carriers) | AFLAC | 52 | $52K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 97 | $997K |
| Other(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 111 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 111 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.