| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ABLE BENEFIT SOLUTIONS3 | PO BOX 11407 BIRMINGHAM, AL 35246 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 14.65% |
| RUSSELL JOSEPH COX3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $742 | — | $742 | 2.99% |
| ROBERT D VOUGHT3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $252 | — | $252 | 1.01% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 36527 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $249 | — | $249 | 1.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | 2 RIVERCHASE RDG STE 200 BIRMINGHAM, AL 35244 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $249 | — | $249 | 1.00% |
| SEE SCHEDULE ATTACHED | — | COLONIAL LIFE & ACCIDENT INSURANCE CO | $9K | $8K | $17K | 98.95% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ALABAMA INC | 2101 6TH AVENUE N #1200 BIRMINGHAM, AL 352032775 | COMPBENEFITS INSURANCE COMPANY | $1K | — | $1K | 7.53% |
| ABLE BENEFIT SOLUTIONS3 | PO BOX 11407 BIRMINGHAM, AL 35246 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $890 | $2K | 16.54% |
| RUSSELL JOSEPH COX3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $357 | — | $357 | 3.03% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 36527 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $118 | — | $118 | 1.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | 2 RIVERCHASE RDG STE 200 BIRMINGHAM, AL 35244 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $118 | — | $118 | 1.00% |
| ROBERT D VOUGHT3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $115 | — | $115 | 0.98% |
| ABLE BENEFIT SOLUTIONS3 | PO BOX 11407 BIRMINGHAM, AL 35246 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $841 | $579 | $1K | 15.20% |
| RUSSELL JOSEPH COX3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $273 | — | $273 | 2.92% |
| ROBERT D VOUGHT3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $94 | — | $94 | 1.01% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 36527 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $93 | — | $93 | 1.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | 2 RIVERCHASE RDG STE 200 BIRMINGHAM, AL 35244 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $93 | — | $93 | 1.00% |
| ABLE BENEFIT SOLUTIONS3 | PO BOX 11407 BIRMINGHAM, AL 35246 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $692 | $476 | $1K | 15.18% |
| RUSSELL JOSEPH COX3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $232 | — | $232 | 3.02% |
| JOSEPH CLAY WALDEN3 | 33485 ALDER CIR SPANISH FORT, AL 36527 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $77 | — | $77 | 1.00% |
| BRADFORD DILLION3 Filed as: BRADFORD SEAN DILLION | 2 RIVERCHASE RDG STE 200 BIRMINGHAM, AL 35244 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $77 | — | $77 | 1.00% |
| ROBERT D VOUGHT3 | 4750 AIRPORT BLVD MOBILE, AL 36608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $76 | — | $76 | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ALABAMA | 0 | $1.0M |
| Dental | BLUE CROSS BLUE SHIELD OF ALABAMA | 0 | $1.0M |
| Vision | COMPBENEFITS INSURANCE COMPANY | 84 | $14K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $33K |
| Long-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE CO | 29 | $29K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ALABAMA | 0 | $1.0M |
| Other(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 131 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.